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PayPal: PayPal Credit reviews

4.73
Based on 163,505 reviews, last reviewed 7th Jul 2026
1506% increase in 5 star reviews
in the past 90 days
1583% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Happy Customer I am a PayPal customer for many years. I am perfectly happy with their products and services. Reviewed on: 7th July 2026
Joseph A's avatar
Joseph A

Latest lowest rating:

1

it is very bad provider and very bad costumer servic... it is very bad provider and very bad costumer service, even very hard to reach customer services. when you reach the costumer services, they will leav... Read more Reviewed on: 7th July 2026
Goran H's avatar
Goran H

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (167581)

PayPal review

5
I started using PayPal for security for my transactions. I read about PayPal in a paper. I have found the process to be secure and easy to use. They are helpful and give you options, as well as clear records. I would highly recommend PayPal, Reviewed on: 6th July 2026

Easy Peasy

5
An easy app to use and customer services when contacted have always been helpful. Reviewed on: 6th July 2026

Paypal is brilliant it's a safe way to pay for stuff...

5
Paypal is brilliant it's a safe way to pay for stuff and if there's an issue with the lender there happy to help Reviewed on: 6th July 2026

Paypal app

5
Excellent to use very easy once you understand how it all works and the credit part of it is a bonus Reviewed on: 6th July 2026

Ive used Paypal for some time now always found it ea...

5
Ive used Paypal for some time now always found it easy to use from splitting bills to pay in three, along with the credit function and now the virtual card Reviewed on: 6th July 2026

Seamless process.

5
Seamless process. The whole thing was really easy. Zero interest made it a no brainer. Reviewed on: 6th July 2026

It’s good service and easy to use.

5
It’s good service and easy to use. Would recommend to a friend Reviewed on: 6th July 2026

Simple and easy to use.

5
Simple and easy to use. Also many options . Can be used for your everyday needs. Shopping, holidays, diy . Virtual anything you can think off and very safe and secure Reviewed on: 6th July 2026

Handy when you need it

5
A great help, so you can afford items especially when you need them. With payments spread over months Reviewed on: 6th July 2026

Very convenient

5
Very convenient and helpful if you’re behind on a payment, the pay in 3 service is a godsend too Reviewed on: 6th July 2026

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