Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (166909 reviews)

View other PayPal products

4.73

Based on 163,505 reviews, last reviewed 7th Jul 2026

1506% increase in 5 star reviews

in the past 90 days

1583% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Happy Customer I am a PayPal customer for many years. I am perfectly happy with their products and services. Reviewed on: 7th July 2026

Latest lowest rating:

1

it is very bad provider and very bad costumer servic... it is very bad provider and very bad costumer service, even very hard to reach customer services. when you reach the costumer services, they will leav... Read more Reviewed on: 7th July 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (167039)

Great service Had account for years.

Great service Had account for years. Reviewed on: 6th July 2026

Fantastic Service !

Fantastic Service !! Easy to use which is helpful & secure. Reviewed on: 6th July 2026

The customer service is very helpful and professional.

The customer service is very helpful and professional. Pay pal app is very user friendly. Reviewed on: 6th July 2026

Found PayPal gave me all I needed however a better c...

Found PayPal gave me all I needed however a better contact procedure would be of benefit speaking to a human would suit the majority of customers Reviewed on: 6th July 2026

Quick, save secure.

Quick, save secure. Highly recommend Reviewed on: 6th July 2026

Easy to use and very informative with constant uodates.

Easy to use and very informative with constant uodates. I love the easy to use app. Reviewed on: 6th July 2026

I’ve been using PayPal for many many years and have...

I’ve been using PayPal for many many years and have always found the service second to none . Any problems I may have encountered their staff have dealt with diligently and with the utmost professionalism. Reviewed on: 6th July 2026

Easy payment access ,availability of payment points...

Easy payment access ,availability of payment points ,international acceptance can be used to sent money abroad Reviewed on: 6th July 2026

A very straightforward process and easy to understand.

A very straightforward process and easy to understand. Easy to check balance via app. Great service with all the protection i need when buying. With a trusted name like Paypal Reviewed on: 6th July 2026

Good service, good availability to people

Good service, good availability to people Reviewed on: 6th July 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Better Off Calculator
from Policy in Practice 4.64 from 496 reviews
Retail Finance
from Close Brothers 3.17 from 12 reviews
Very Account
from Shop Direct 3.38 from 27 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 83221 reviews
Payments
from PayPal 4.70 from 3784 reviews
Credit card
from PayPal 4.70 from 112 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub