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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (149862 reviews)

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4.73

Based on 149,671 reviews, last reviewed 6th Jul 2026

1848% increase in 5 star reviews

in the past 90 days

2510% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

4

Easy to access but a little confused Easy to access but a little confused with when/how first instalment is due Reviewed on: 6th July 2026

Latest lowest rating:

2

Verifying payments! Finding how to verify a payment on either the PayPal App or the website is a complete nightmare! Why this cannot simply be a 'pop up' on the site or ... Read more Reviewed on: 5th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (149863)

5 Star company

I've used PayPal for years now and it's always been an excellent way to buy goods. The introduction of pay in 3 has lifted it even higher in my estimation. 5 star company. Reviewed on: 10th June 2026

PayPal credit is a convenient way for me to pay for...

PayPal credit is a convenient way for me to pay for unexpected replacements or repairs and it’s easy to pay off in manageable amounts. I use it to pay my phone bill each month and for repairs or things we need. Reviewed on: 10th June 2026

My experience

My experience has been okay, it would be appreciated if my balance would be calculated on time though as it takes days for it to be updated Reviewed on: 10th June 2026

PayPal credit

PayPal credit is so easy to use & has saved me quite a bit in interest payments Reviewed on: 10th June 2026

Very helpful and considerate treats people with unde...

Very helpful and considerate treats people with understanding would recommend to anyone, thank you Reviewed on: 10th June 2026

Saving grace in raining days.

Saving grace in raining days, that’s what I call my PayPal account/card, it has come through for me when I need to get things done asap and my salary is a no show, it’s easy to use and direct, no delay. Their platform is self explanatory and their flexible payment makes a baby girl look good, it means I can still get the things I want without spending all my money because their flexible payment allows me pay 3 times without interest. Reviewed on: 10th June 2026

It's good to know you have the security, any problem...

It's good to know you have the security, any problems PayPal will refund straight away. Reviewed on: 10th June 2026

Online purchase protection

Occasionally when buying online, things go wrong, with PayPal credit you have the confidence that they will put things right with no hassle Reviewed on: 10th June 2026

I have been with PayPal for 22 years and they have a...

I have been with PayPal for 22 years and they have always been there for me. Reviewed on: 10th June 2026

A quick and simple credit card facility...

It was a very quick and simple credit card facility to add to an existing PayPal account. Reviewed on: 10th June 2026

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