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PayPal: PayPal Credit reviews

View other PayPal products
4.73
Based on 169,432 reviews, last reviewed 8th Jul 2026
1457% increase in 5 star reviews
in the past 90 days
1495% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Great process very transparent, great customer service Great process very transparent, great customer service Reviewed on: 8th July 2026
Ross Humphrey's avatar
Ross Humphrey

Latest lowest rating:

1

I don't trust PayPal anymore they closed a dispute w... I don't trust PayPal anymore they closed a dispute with out professionalism and didn't want to know about my evidence which I have been scammed Reviewed on: 8th July 2026
Elton Ersani's avatar
Elton Ersani
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (170225)

Excellent

5
Always instant, never a problem! Reviewed on: 13th June 2022
Peter Russell's avatar
Peter Russell

PayPal credit rocks

5
Low on interest, high in customer service. PayPal makes online purchasing so much easier! Reviewed on: 13th June 2022
Dusty Richmond's avatar
Dusty Richmond

Painless to use and efficient

5
Seems to hide it's light behind bushel. Don't be so modest and accept your are excellent at your job. Reviewed on: 13th June 2022
Paul Willment's avatar
Paul Willment

Excellent

5
It’s amazing .Make sky life easy Reviewed on: 13th June 2022
Ze's avatar
Ze

Simple and hassle free financing

5
I signed up to PayPal credit wondering how it works work without a card, but has been slick and easy to buy and spread out payments, thanks Reviewed on: 13th June 2022
Rik Mannix's avatar
Rik Mannix

Fantastic company

5
They are very helpful and will sort out problems very fast. Reviewed on: 13th June 2022
Olwyn Noone's avatar
Olwyn Noone

Love PayPal

5
I’ve been using PayPal credit a while. They are a fair and honest company, what’s different about them? They understand the consumer which many don’t, with short term agreements that let you pay for things over a period of time without accruing interest. Is a first amongst credit company’s. They are my go to, if available! Just fabulous!!! Reviewed on: 13th June 2022
Kristina's avatar
Kristina

Excellent and good value

5
Easy to use, and excellent repayment management Reviewed on: 13th June 2022
Catherine Muller's avatar
Catherine Muller

Excellent service

4
User friendly and swift response Reviewed on: 13th June 2022
Olanrewaju Soyege's avatar
Olanrewaju Soyege

Nice card with little apr

5
Good payment support, able to use for necessary needs Reviewed on: 13th June 2022
wysefitness & Body's avatar
wysefitness & Body

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