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PayPal: PayPal Credit reviews

4.73
Based on 149,327 reviews, last reviewed 5th Jul 2026
4477% increase in 5 star reviews
in the past 90 days
4317% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Everything was quick, smooth, Excellent service! Everything was quick, smooth, and very easy to complete. The whole process was hassle-free, and I’m really satisfied. Highly recomm... Read more Reviewed on: 5th July 2026
Ali A's avatar
Ali A

Latest lowest rating:

2

Verifying payments! Finding how to verify a payment on either the PayPal App or the website is a complete nightmare! Why this cannot simply be a 'pop up' on the site or ... Read more Reviewed on: 5th July 2026
Stephen EB's avatar
Stephen EB

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (149350)

Wish the credit page was easier to follow and had mo...

3
Wish the credit page was easier to follow and had more QOL sections and aspects Reviewed on: 9th June 2026

Was always a pleasant experience.

5
Always found the service very easy to use, the website and app very clear and simple and anytime I had to get in touch, was always a pleasant experience. Reviewed on: 9th June 2026

Reliable and trustworthy

5
g. I always look for paying with paypal.. much safer and quicker. Reviewed on: 9th June 2026

Easy to use

5
Always easy to use and gives information to you about purchases and balance Reviewed on: 9th June 2026

PayPal akways there to save the day

4
PayPal akways there to save the day Reviewed on: 9th June 2026

I trust PayPal

5
I’ve used PayPal since online shopping became a thing! I believe it’s a safer way of paying online. The customer service has proved time and again that I’m safe and protected!! Reviewed on: 9th June 2026

Good offer for those big purchases

5
Good offer for those big purchases Reviewed on: 9th June 2026

Great company !!

4
Great company ! safe ,fast ,no messing ! Just what you want ! Reviewed on: 9th June 2026

PayPal has always been safe to use and secure would...

5
PayPal has always been safe to use and secure would always be my first payment option Reviewed on: 9th June 2026

Credit doesn’t offer rewards like 0% interest on pur...

3
Credit doesn’t offer rewards like 0% interest on purchases for loyal customers Reviewed on: 9th June 2026

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