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PayPal: PayPal Credit reviews

4.73
Based on 149,044 reviews, last reviewed 5th Jul 2026
4512250% increase in 5 star reviews
in the past 90 days
13250% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I have used Paypal for over 10 years and I cant faul... I have used Paypal for over 10 years and I cant fault this app, it is the best and very secure. Great customer service Reviewed on: 5th July 2026
Yecora L's avatar
Yecora L

Latest lowest rating:

2

Uses a hard search on your credit score and doesn’t... Uses a hard search on your credit score and doesn’t make it easy to pay off your debts Reviewed on: 5th July 2026
Jodi B's avatar
Jodi B

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (149320)

Since PayPal introduced contactless it has made shop...

4
Since PayPal introduced contactless it has made shopping with PayPal easier Reviewed on: 9th June 2026

Been with PayPal for a while now, I love the flexibi...

5
Been with PayPal for a while now, I love the flexibility they offer in terms of credit, they are upfront and clear in their terms and conditions plus I feel like they are very innovative and always listening to the customer wishes Reviewed on: 9th June 2026

The easiest way to buy and pay.

5
I can't fault PayPal at all . If I've had a problem PayPal have always helped me . Reviewed on: 9th June 2026

PayPal has been an easy way of paying for goods and...

5
PayPal has been an easy way of paying for goods and services and also for transferring money. It’s been a good experience and I will keep my account. Reviewed on: 9th June 2026

Lovely secure way of paying I love having the option...

5
Lovely secure way of paying I love having the option to use this Reviewed on: 9th June 2026

This can help me to manage the incomes and outcomes...

5
This can help me to manage the incomes and outcomes perfectly. The credit limit able to control that I didn't overspending too much Reviewed on: 9th June 2026

It's so quick and simple.

5
It's so quick and simple. I choose too use paypal everytime its available. Reviewed on: 9th June 2026

Easy to use.

5
Easy to use. Excellent app. Good customer service. Highly recommend Reviewed on: 9th June 2026

Brilliant service

5
It is a brilliant service in times of need and emergencies. Can use straight away with no hasses Reviewed on: 9th June 2026

Cant fault it.

5
Cant fault it... love using PayPal/paypal credit. Makes my life so easy and whenever I've had an issue regarding a faulty item or a refund customer service have been brilliant. Reviewed on: 9th June 2026

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