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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (149271 reviews)

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4.73

Based on 149,044 reviews, last reviewed 5th Jul 2026

4512250% increase in 5 star reviews

in the past 90 days

13250% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

I have used Paypal for over 10 years and I cant faul... I have used Paypal for over 10 years and I cant fault this app, it is the best and very secure. Great customer service Reviewed on: 5th July 2026

Latest lowest rating:

2

Uses a hard search on your credit score and doesn’t... Uses a hard search on your credit score and doesn’t make it easy to pay off your debts Reviewed on: 5th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (149271)

Good, reliable service.

PayPal is a good, reliable service. I like it because provides many options. If could be a bit cheaper. Reviewed on: 9th June 2026

Really easy and simple to use

I’ve never had any trouble with payments and it is always easy to use and understand. Reviewed on: 9th June 2026

quick process of getting the credit instantly upon a...

quick process of getting the credit instantly upon application submission. Reviewed on: 9th June 2026

Fabulous App

Great app and easy to use. Get reminders when payments are due. Good reward scheme Reviewed on: 9th June 2026

New to it but working very well so far

New to it but working very well so far Reviewed on: 9th June 2026

Great service

Simple, straightforward and quick process. Good communication and value. Reviewed on: 9th June 2026

PayPal credit

Have used PayPal credit both on line and with a card. No problems Reviewed on: 9th June 2026

Good service, good communication, straight forward.

Good service, good communication, straight forward. Reviewed on: 9th June 2026

good unless depositing money to pay credit balance -...

good unless depositing money to pay credit balance - takes days Reviewed on: 9th June 2026

Pay Pal gives me more confidence when spending my mo...

Pay Pal gives me more confidence when spending my money. I feel protected using my current account through PayPal. I often use pay pal, to spread the costs of my spending and it very convenient for me Reviewed on: 9th June 2026

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