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PayPal: PayPal Credit reviews

4.73
Based on 149,327 reviews, last reviewed 5th Jul 2026
4477% increase in 5 star reviews
in the past 90 days
4317% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Everything was quick, smooth, Excellent service! Everything was quick, smooth, and very easy to complete. The whole process was hassle-free, and I’m really satisfied. Highly recomm... Read more Reviewed on: 5th July 2026
Ali A's avatar
Ali A

Latest lowest rating:

2

Verifying payments! Finding how to verify a payment on either the PayPal App or the website is a complete nightmare! Why this cannot simply be a 'pop up' on the site or ... Read more Reviewed on: 5th July 2026
Stephen EB's avatar
Stephen EB

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (149365)

I’ve used PayPal credit and pay in three many times...

5
I’ve used PayPal credit and pay in three many times and have found it a great service. Reviewed on: 9th June 2026

Feel really secure with PayPal always have peace of...

5
Feel really secure with PayPal always have peace of mind Reviewed on: 9th June 2026

I am pleased with PayPal because they allow me to fu...

4
I am pleased with PayPal because they allow me to fulfill my kids' dreams, and I can have better control over my expenses. I`m very happy with the app and Paypal credit Reviewed on: 9th June 2026

Paypal truly a Pal

5
When you need something desperately and have no means to pay, it is an easy, pain free way to take your worry away, you pay at your own pace and stress free while keeping a smile on your loved ones face. Reviewed on: 9th June 2026

Always use PayPal for all my online purchases

5
Always had a good relationship with PayPal, fortunately never had to call them very often but they've always been extremely helpful and solve any issue quickly and without fuss. Used them for years and will continue to use them Reviewed on: 9th June 2026

Easy to pay

5
Easy to access, friendly app to access and pay. Clear information Reviewed on: 9th June 2026

PayPal Credit has been very useful in my daily trans...

5
PayPal Credit has been very useful in my daily transaction. Very flexible for ease of use Reviewed on: 9th June 2026

Very good very nice and popular

5
Very good and pretty, good cooperating Reviewed on: 9th June 2026

Love using 4 months interest free.

5
Love using 4 months interest free rather than using a credit card. Reviewed on: 9th June 2026

Extremely easy to pay bills

4
Extremely easy to pay for item & even spread the cost over a few weeks Reviewed on: 9th June 2026

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