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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (171589 reviews)

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4.73

Based on 171,506 reviews, last reviewed 8th Jul 2026

1427% increase in 5 star reviews

in the past 90 days

1438% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

PayPal is a easy and safest way to pay. PayPal is a easy and safest way to pay. Reviewed on: 8th July 2026

Latest lowest rating:

1

Was charged £12. Vague reason Was charged £12.00 and the explanation was vague. Have never used PayPal as much as I should and am very careful to not get charged anything. This is ... Read more Reviewed on: 8th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (171643)

Awesome!

Very good service and easy to use Reviewed on: 8th July 2022

PAYPAL BRILLIANT

I think PayPal credit is the easiest payment system quickest way of paying for things that's why I titled it BRILLIANT Reviewed on: 8th July 2022

PayPal the best ever

It is the best I have ever seen, you choose to pay monthly or 3 times no interest it is your choice really.. Love it. Thanks PayPal Reviewed on: 8th July 2022

Great products

PayPal credit great for everyone. Customer service spot on. Reviewed on: 8th July 2022

PayPal credit is the most stress free means of shopping

So quick and authentic . I have Been shoping with pay pay credit for nearly a year. No regrets at all. O love PayPal. Reviewed on: 8th July 2022

Happy Customer

I’ve been using PayPal Credit for a long time now. Never had any issues and happy with the excellent service. Reviewed on: 8th July 2022

Great service

Always available when required and a friendly service in case of any questions. Reviewed on: 8th July 2022

Fantastic secure service

Very helpful and 100% secure app Reviewed on: 8th July 2022

Excellent services through out

Seamless service very easy to use Reviewed on: 8th July 2022

PayPal credit is just great

So easy to use and the 0% interest for 4 months is such a great help. I wish more companies or banks offered cards that did this always rather than as an introduction period. Absolutely can’t rate it enough, all of my big purchases go on it and it just gives me the flexibility to pay it off gradually without the stress of accumulating more money to owe on top. Reviewed on: 8th July 2022

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