Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (149213 reviews)

View other PayPal products

4.73

Based on 149,044 reviews, last reviewed 5th Jul 2026

4512250% increase in 5 star reviews

in the past 90 days

13250% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

I have used Paypal for over 10 years and I cant faul... I have used Paypal for over 10 years and I cant fault this app, it is the best and very secure. Great customer service Reviewed on: 5th July 2026

Latest lowest rating:

2

Uses a hard search on your credit score and doesn’t... Uses a hard search on your credit score and doesn’t make it easy to pay off your debts Reviewed on: 5th July 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (149213)

Great for managing money

The 0% on £100 or more has been invaluable to managing my finances overall letting the money go a lot further. Reviewed on: 9th June 2026

Fair all round good at sorting p

Fair all round good at sorting p Reviewed on: 9th June 2026

Flexibility and security

Paypal offers flexible payment options in times of need, and easy plans to follow. I feel secure spending with paypal Reviewed on: 9th June 2026

PayPal Credit was offered to me with the payment of...

PayPal Credit was offered to me with the purchase and staggered payment of children’s bedroom furniture which needed to be replaced after becoming damaged. This has provided the affordability to have the furniture I needed. Reviewed on: 9th June 2026

Paypal review

The website is very easy to navigate and good to have time to repay. Reviewed on: 9th June 2026

Paypal offers an excellent service and I feel like I...

Paypal offers an excellent service and I feel like I’m protected by them when I use their credit or buy now pay later options. Reviewed on: 9th June 2026

Easy credit provider, simple online management of yo...

Easy credit provider, simple online management of your account and payments Reviewed on: 9th June 2026

A must for all

Great product love the ease of it all no problems since I've been using it bought loads of things easy to pay bk Reviewed on: 9th June 2026

A Good Way to Spread the Cost

I'm very happy with my experience and it's a good way to spread the cost without interest. I think though things need to be just a little clearer and easier to follow in the app regarding payments. Reviewed on: 9th June 2026

I love PayPal.

I love PayPal. I feel safe and protected when I use the app for my payments. If I have a dispute it is dealt with efficiently. Also, I love pay in 3. It allows me to afford items like a catalogue but with no interest, Reviewed on: 9th June 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail Finance
from Zebra Finance 4.08 from 6 reviews
Loan
from Snap Finance 4.82 from 370 reviews
Retail Finance
from Novuna Personal Finance 4.73 from 173 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 79955 reviews
Payments
from PayPal 4.71 from 3759 reviews
Credit card
from PayPal 4.70 from 101 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub