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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (149177 reviews)

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4.73

Based on 149,044 reviews, last reviewed 5th Jul 2026

4512250% increase in 5 star reviews

in the past 90 days

13250% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

I have used Paypal for over 10 years and I cant faul... I have used Paypal for over 10 years and I cant fault this app, it is the best and very secure. Great customer service Reviewed on: 5th July 2026

Latest lowest rating:

2

Uses a hard search on your credit score and doesn’t... Uses a hard search on your credit score and doesn’t make it easy to pay off your debts Reviewed on: 5th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (149177)

Easy and quick with 0% APR offer

Very easy to use, pay in three or four months 0% finance available. Taken by almost all websites! Reviewed on: 9th June 2026

Easy to set up, clear app and website and a decent b...

Easy to set up, clear app and website and a decent breakdown on what you’ve paid or owing. Reviewed on: 9th June 2026

Been happy with all my purchases and transactions ov...

Been happy with all my purchases and transactions over the time I’ve had PayPal Reviewed on: 9th June 2026

there are various options to help pay for things ,..

there are various options to help pay for things ,credit account. pay outright. pay in three installments , and i have recently added a current /debit account Reviewed on: 9th June 2026

Pay Pal..The Only Way to Shop

Very convenient, plenty of payment options and good reward schemes. Reviewed on: 9th June 2026

Paypal has been a pleasure to work with.

Paypal has been a pleasure to work with. Discussions have been made some much quicker than over draft facilities or similar with banks. The ease of use and ability to send money straight away makes it so easy to use. Reviewed on: 9th June 2026

I have used Paypal now for many years.

Having used PayPal now for many years I would choose them first for buying on line , the safest, easy o use app and very reliable coms on email. PayPal credit pay in 3 is great to use .. All round simply the best. Reviewed on: 9th June 2026

Always available and great value for money.

Always available and great value for money. Reviewed on: 9th June 2026

So easy, and great communication

Never used customer service as haven't needed to. Everything has run smoothly from day one. It's great to have a physical card as well as simple online payment. Communication from Paypal is excelent, I get notified of every purchase by email almost as soon as the payment is made. It's very easy to use the app to check on my card status and I have direct debit set up so that I never miss a payment. Reviewed on: 9th June 2026

It is easy to use, they look after their customers

It is easy to use, they look after their customers Reviewed on: 9th June 2026

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