Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (149142 reviews)

View other PayPal products

4.73

Based on 149,044 reviews, last reviewed 5th Jul 2026

4512250% increase in 5 star reviews

in the past 90 days

13250% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

I have used Paypal for over 10 years and I cant faul... I have used Paypal for over 10 years and I cant fault this app, it is the best and very secure. Great customer service Reviewed on: 5th July 2026

Latest lowest rating:

2

Uses a hard search on your credit score and doesn’t... Uses a hard search on your credit score and doesn’t make it easy to pay off your debts Reviewed on: 5th July 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (149143)

So far have loved the 0% offers and how easy it is t...

So far have loved the 0% offers and how easy it is to access the account and use the app. Reviewed on: 9th June 2026

Multiple credit options

I like all the different credit options, which helps on purchases Reviewed on: 9th June 2026

Helpful when struggling financially, High APR

Helpful when struggling financially, High APR Reviewed on: 9th June 2026

Always Flawless

Just flawless from start to finish on all transactions Reviewed on: 9th June 2026

Excellent service and convinience

PayPal is really convenient and I appreciate the fact that it makes pay in 3 simple when I make a purchase that I might not want to pay for at once. There was an issue once where I couldnt pay in 3 despite having excellent credit score and never having missed a payment, which was frustrating, but I paid in full instead. Reviewed on: 9th June 2026

Good and transparent

Excellent for 0% when in this difficult economy necessary need arise. Quick option and transparency Reviewed on: 9th June 2026

No complaints, works the way it should.

No complaints, works the way it should. Lots of offers with interest free purchases Reviewed on: 9th June 2026

Quick and problem free.

Quick and problem free.No problems Reviewed on: 9th June 2026

Great Service always let me know when payment is due...

Great Service always let me know when payment is due Reviewed on: 9th June 2026

Easy to manage

I've had an account for at least 15 years. Very useful and easy to manage. Reasonable rates and a generous credit limit. Reviewed on: 9th June 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Loan
from Snap Finance 4.82 from 370 reviews
Retail Finance
from Close Brothers 3.17 from 12 reviews
Very Account
from Shop Direct 3.38 from 27 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 79920 reviews
Payments
from PayPal 4.71 from 3759 reviews
Credit card
from PayPal 4.70 from 101 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub