Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (149116 reviews)

View other PayPal products

4.73

Based on 149,044 reviews, last reviewed 5th Jul 2026

4512250% increase in 5 star reviews

in the past 90 days

13250% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

I have used Paypal for over 10 years and I cant faul... I have used Paypal for over 10 years and I cant fault this app, it is the best and very secure. Great customer service Reviewed on: 5th July 2026

Latest lowest rating:

2

Uses a hard search on your credit score and doesn’t... Uses a hard search on your credit score and doesn’t make it easy to pay off your debts Reviewed on: 5th July 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (149116)

Quick and easy!

I took out PayPal credit through the hp store for a new high end laptop at zero interest. Quick, easy and painless. Reviewed on: 9th June 2026

Very good

Very Good, everything “PayPal is a convenient and secure way to send and receive money. “PayPal makes online payments quick and easy. “I have had a good experience using PayPal for online transactions. Reviewed on: 9th June 2026

Easy to use.

Easy to use. Handy to have. Makes life a lot easier. Reviewed on: 9th June 2026

Great paypal

Fast payment to places I buy from great for paying gor purchase Reviewed on: 9th June 2026

Easy to use,

Easy to use, no issues. The app is very useful and simple to use. API is a little high but expected like others Reviewed on: 9th June 2026

Never had issues with PayPal!

Never had issues with PayPal. Making payments takes few clicks, it's super convenient. Also paying monthly is very handy for me. Reviewed on: 9th June 2026

I've had nothing but good experiences with PayPal cr...

I've had nothing but good experiences with PayPal credit. Such a useful service. Have helped when I went through a slightly lean patch and have always been very kind and professional when I've spoken to the customer care team. Reviewed on: 9th June 2026

PayPal is there when I need it.

PayPal is there when I need it. Perfect. Reviewed on: 9th June 2026

Fast, simple and easy.

Fast, simple and easy. PayPal Credit makes my life easier when it comes to bigger, but not too big spendings. Reviewed on: 9th June 2026

I love PayPal and use it for pretty much every on-li...

I love PayPal and use it for pretty much every on-line purchase and use my card when I'm out and about, couldn't do with PayPal. Reviewed on: 9th June 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail Finance
from Zebra Finance 4.08 from 6 reviews
Payments
from PayPal 4.71 from 3759 reviews
Very Account
from Shop Direct 3.38 from 27 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 79903 reviews
Payments
from PayPal 4.71 from 3759 reviews
Credit card
from PayPal 4.70 from 101 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub