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PayPal: PayPal Credit reviews

4.73
Based on 149,044 reviews, last reviewed 5th Jul 2026
4512250% increase in 5 star reviews
in the past 90 days
13250% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I have used Paypal for over 10 years and I cant faul... I have used Paypal for over 10 years and I cant fault this app, it is the best and very secure. Great customer service Reviewed on: 5th July 2026
Yecora L's avatar
Yecora L

Latest lowest rating:

2

Uses a hard search on your credit score and doesn’t... Uses a hard search on your credit score and doesn’t make it easy to pay off your debts Reviewed on: 5th July 2026
Jodi B's avatar
Jodi B

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (149080)

Thank you PayPal

5
Paypal always helps me to make those purchases and pay over three months or four months interest free. Reviewed on: 9th June 2026

PayPal credit is great!!

5
PayPal credit is very easy to use and pay and the options for interest free periods is very helpful. Reviewed on: 9th June 2026

Always make it possible for me to have things I want...

5
Always make it possible for me to have things I want there and then, I wouldn’t be able to buy what I do without it Reviewed on: 9th June 2026

Super simple to use, so user friendly it’s mad!

5
Super simple to use, so user friendly it’s mad! Reviewed on: 9th June 2026

All very simple to set up use and understand

5
All very simple to set up use and understand Reviewed on: 9th June 2026

Easy to apply, no hurdles to jump through, speedy pr...

5
Easy to apply, no hurdles to jump through, speedy process Reviewed on: 9th June 2026

Excellent paypal

5
Its quick, convenient and easy to use. Helpful with pay in 3 at the time of the month when you need something before pay day. Any time you have an issue, PayPal steps in, helps and supports you with everything until the issue is sorted. Its been an absolute god send. Reviewed on: 9th June 2026

Safe and efficient to use.

5
Safe and efficient to use. The 3 payment method is very useful Reviewed on: 9th June 2026

I’ve been using PayPal as it’s a safe medium of paym...

4
I’ve been using PayPal as it’s a safe medium of payment Reviewed on: 9th June 2026

It was easy to set up an account as well as card del...

5
It was easy to set up an account as well as card delivery was fast,I would like to also add that customer service and the help section was very good at explaining any questions Reviewed on: 9th June 2026

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