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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (149029 reviews)

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4.73

Based on 148,766 reviews, last reviewed 4th Jul 2026

4499750% increase in 5 star reviews

in the past 90 days

13250% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Really easy to use. Really easy to use. I feel safer paying with PayPal and won't buy if that option is not available Reviewed on: 4th July 2026

Latest lowest rating:

2

Can't make separate transfers. Can't make separate transfers. Just direct debit Reviewed on: 4th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (149030)

Its great i love the option to use paypal credit bec...

Its great i love the option to use paypal credit because its flexible and suits my needs. Reviewed on: 9th June 2026

It is help me a lot when I am free money.

It is help me a lot when. I am in need financially .I am so grateful with pay pall services . Reviewed on: 9th June 2026

Easy to use and good customer service

I’ve had a good experience with PayPal via eBay when a fraudulent order was made by somebody hacking my account. Reviewed on: 9th June 2026

Very Helpful

Never had an issue, problems which are rare are sorted quickly Reviewed on: 9th June 2026

I love paypal credit and paypal pay in 3, it gives m...

I love paypal credit and paypal pay in 3, it gives me flexibility with my spending. Reviewed on: 9th June 2026

Simple, honest way to manage your finances/repayments.

PayPal services are safe and easy to use, having used the pay in three scheme a couple of times I found it to be an easy and honest way to pay with nothing hidden and I was kept well informed at every step, I'm hoping to use PayPal credit at some point in the near future as my preferred repayment method. Reviewed on: 9th June 2026

Very excellent service.

Very excellent service. I will definitely recommend pay pal to my friends Reviewed on: 9th June 2026

Simple, easy to use and anytime I’ve had a problem i...

Simple, easy to use and anytime I’ve had a problem it’s been sorted Reviewed on: 9th June 2026

Well where to start the service is excellent,fully p...

Well where to start the service is excellent,fully protected and hassle free what everyone wants nowadays you can buy with confidence with out the fear of being scammed or ripped off Reviewed on: 9th June 2026

PayPal does everything

PayPal does everything very well. It is simple to use at checkouts and also now has a credit card which can be used with Google wallet. Reviewed on: 9th June 2026

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