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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (148966 reviews)

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4.73

Based on 148,766 reviews, last reviewed 4th Jul 2026

4499750% increase in 5 star reviews

in the past 90 days

13250% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Really easy to use. Really easy to use. I feel safer paying with PayPal and won't buy if that option is not available Reviewed on: 4th July 2026

Latest lowest rating:

2

Can't make separate transfers. Can't make separate transfers. Just direct debit Reviewed on: 4th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (148969)

Paypal is the best.

Paypal is the best. Love to use their pair after 4 months or to split the cost in 3, really useful products. Reviewed on: 9th June 2026

Helped me out a lot and really easy to pay...

Helped me out a lot and really easy to pay back Reviewed on: 9th June 2026

A great product

Paypal makes it easy to make payments online with confidence. They are my first choice when paying, especially at a merchant I’m not sure about sure about as they had a strong layer of safety and security. They also make checking out a seamless experience. In the event anything does go wrong, their customer service is usually very responsive and helpful. Reviewed on: 9th June 2026

Its helpful and I feel secure knowing i can depend o...

Its helpful and I feel secure knowing i can depend on this if I need too Reviewed on: 9th June 2026

Pretty good.

Pretty good. Haven't had any issues yet Reviewed on: 9th June 2026

Easy to use and helpful.

Easy to use and helpful. Prefer it to using things like Klarna. Reviewed on: 9th June 2026

Amazing company

Amazing credit company their credit rating so much better than other places Reviewed on: 9th June 2026

Quick and easy to use.

Quick and easy to use. Hassle free experience Reviewed on: 9th June 2026

PayPal's credit options are perfect for today's worl...

PayPal's credit options are perfect for today's world, especially those that allow purchases spread equally across three months. Perfect for those purchases that are just beyond the coming payday Reviewed on: 9th June 2026

Always happy to help.

Always happy to help. I feel dated using you! Reviewed on: 9th June 2026

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