Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (148909 reviews)

View other PayPal products

4.73

Based on 148,766 reviews, last reviewed 4th Jul 2026

4499750% increase in 5 star reviews

in the past 90 days

13250% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Really easy to use. Really easy to use. I feel safer paying with PayPal and won't buy if that option is not available Reviewed on: 4th July 2026

Latest lowest rating:

2

Can't make separate transfers. Can't make separate transfers. Just direct debit Reviewed on: 4th July 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (148913)

I’ve used PayPal for many years and it’s my preferre...

I’ve used PayPal for many years and it’s my preferred way to pay Reviewed on: 9th June 2026

Wonderful

Very easy to drive around the app and excellent credit options Reviewed on: 9th June 2026

Excellent service .

First class experience and would recommend to anyone, so simple and easy to deal with no if and buts superb. Service easy to use and always letting me know how much I have to spend and when to pay, as I keep saying brilliant service Reviewed on: 9th June 2026

When i want to make a payment they take a few days t...

When i want to make a payment they take a few days to transact, so I think that the payment is sorted, but then a direct debit fails and I get charged Reviewed on: 9th June 2026

Excellent service from Paypal credit never had any i...

Excellent service from Paypal credit never had any issues Reviewed on: 9th June 2026

I use PayPal nearly all the time I’m very pleased wi...

I use PayPal nearly all the time I’m very pleased with how PayPal deal with transactions Reviewed on: 9th June 2026

Zero fuss, clear terms and conditions , versatile too

Zero fuss, clear terms and conditions , versatile too Reviewed on: 9th June 2026

Reliable and easy to use

Have used paypal for many years for my hobby and found it to be very reliable, easy to use and friendly when there are any issues. Reviewed on: 9th June 2026

Simple and easy to use with payments through the app...

Simple and easy to use with payments through the app easy to keep track of your spending I have never had any issues in using the app or ordering items online Reviewed on: 9th June 2026

Paypal credit is amazing!

Paypal credit is amazing! It only took a few seconds to apply and it was a real life saver. I had birthday presents to buy and there was a week to go until payday so too much month at the end of the money! Once I had been paid, it was easy to go online and make to payment on my credit account. Reviewed on: 9th June 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail Finance
from Zebra Finance 4.08 from 6 reviews
Payments
from PayPal 4.71 from 3759 reviews
Retail Finance
from Close Brothers 3.17 from 12 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 79809 reviews
Payments
from PayPal 4.71 from 3759 reviews
Credit card
from PayPal 4.70 from 101 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub