Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (148728 reviews)

View other PayPal products

4.73

Based on 148,510 reviews, last reviewed 4th Jul 2026

4488100% increase in 5 star reviews

in the past 90 days

13200% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Always so easy to deal with. Always so easy to deal with. Simple, straightforward and no nonsense! Reviewed on: 4th July 2026

Latest lowest rating:

2

The interest rate is too high. The interest rate is too high. It will take forever to pay off the credit even if the minimum payment is almost 5% of the outstanding balance. Reviewed on: 3rd July 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (148728)

Great Product Development

The product that just keeps getting better - more variety and clarity all the time Reviewed on: 9th June 2026

PayPal gives you the opportunity to buy the things y...

PayPal gives you the opportunity to buy the things you need or want with the option of pay in 3 or PayPal credit Reviewed on: 9th June 2026

Fantastic, easy to use, allows me to recycle efficie...

Fantastic, easy to use, allows me to recycle efficiently while making money. The platform is clear and works really well. The pricing is great fees are low allowwing me to benefiting by selling my goods to people who want them. I need to clear my home of years worth of Collectibles That my children have no interest in, rather than leave the burden on them to clear my property. Reviewed on: 9th June 2026

Excellent customer service

I have always had excellent service from PayPal staff any time I've had a problem Reviewed on: 9th June 2026

It’s such a easy way to send and receive money

It’s such a easy way to send and receive money Reviewed on: 9th June 2026

Very Useful

Its so handy been able use the credit card, has great offers and other useful features on the app Reviewed on: 9th June 2026

Customer service

Excellent service delivery as a k Reviewed on: 9th June 2026

Nothing of any negative issue to report, simple stra...

Nothing of any negative issue to report, simple straight forward service Reviewed on: 9th June 2026

PayPal is very helpful when i need it

PayPal is very helpful when i need it Reviewed on: 9th June 2026

Really helpful for youngsters wanting credit

Very generous 0% Apr deals. Helped me build credit score Reviewed on: 9th June 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Very Account
from Shop Direct 3.38 from 27 reviews
Retail Finance
from Zebra Finance 4.08 from 6 reviews
Loan
from Snap Finance 4.82 from 370 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 79719 reviews
Payments
from PayPal 4.71 from 3759 reviews
Credit card
from PayPal 4.70 from 101 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub