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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (148751 reviews)

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4.73

Based on 148,510 reviews, last reviewed 4th Jul 2026

4488100% increase in 5 star reviews

in the past 90 days

13200% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Always so easy to deal with. Always so easy to deal with. Simple, straightforward and no nonsense! Reviewed on: 4th July 2026

Latest lowest rating:

2

The interest rate is too high. The interest rate is too high. It will take forever to pay off the credit even if the minimum payment is almost 5% of the outstanding balance. Reviewed on: 3rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (148752)

PayPal has helped me a lot over the years .

PayPal has helped me a lot over the years . I use jr for my concert tickets :) I find it easy to manage and send money to family and businesses Reviewed on: 9th June 2026

Able to use various methods yp pay for items.

Able to use various methods yp pay for items. Reviewed on: 9th June 2026

Everything is just so easy to use and understand.

simple and simple to understand and track your money. Reviewed on: 9th June 2026

PayPal Credit

I like PayPal credit, it gives me the chance to spread the cost of my bigger purchases. Reviewed on: 9th June 2026

Great communication and customer service

Great communication and customer service Reviewed on: 9th June 2026

Long term PayPal user

Ive used PayPal for years and have been using PayPal credit for a while now. Its so much easier that it breaks it down and will take payment automatically. Much easier to pay off larger items. I've dealt with customer services a few times and they've been brilliant each time. Reviewed on: 9th June 2026

Always wonderful , never had a bad experience with P...

Always wonderful , never had a bad experience with PayPal Reviewed on: 9th June 2026

Sara Bauer

Easy to use and no issues. Use PayPal pay in 3 as like the fact it is interest free. Reviewed on: 9th June 2026

GREAT SERVICE TO HUMANITY

When bi was reluctant to apply for credit, PayPal came from no where to offer credit to me. This has since enhanced my financial standing. I'm most fascinated by the zero interest charge on most purchases fir up to 3 months. Reviewed on: 9th June 2026

PayPal is just so reliable and easy to use.

PayPal is just so reliable and easy to use. It’s a great service. I use it all the time. Reviewed on: 9th June 2026

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