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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (148698 reviews)

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4.73

Based on 148,510 reviews, last reviewed 4th Jul 2026

4488100% increase in 5 star reviews

in the past 90 days

13200% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Always so easy to deal with. Always so easy to deal with. Simple, straightforward and no nonsense! Reviewed on: 4th July 2026

Latest lowest rating:

2

The interest rate is too high. The interest rate is too high. It will take forever to pay off the credit even if the minimum payment is almost 5% of the outstanding balance. Reviewed on: 3rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (148699)

PayPal is really good when it comes to disputes

PayPal is really good when it comes to disputes with sellers and obtaining refunds. Reviewed on: 9th June 2026

I like the pay over 4 months option

I like the pay over 4 months option Reviewed on: 9th June 2026

PayPal online purchases

I use PayPal for all my online purchases (when availible). The interest free 3 payment option is a life saver at times when the budget is a challage. Reviewed on: 9th June 2026

Efficient and convenient

Have used it frequently and great way to spread costs a d easy to manage. Reviewed on: 9th June 2026

Problem free service.

Problem free service. Great service especially the 4 month interest free on high price purchases. Reviewed on: 9th June 2026

Excellent service

Excellent variety of payment methods and extremely reliable. Reviewed on: 9th June 2026

Fast and always available service.

Fast and always available service. Reviewed on: 9th June 2026

Always problem free.

Always problem free. Never had any issues Reviewed on: 9th June 2026

outstanding value

All in all a great company glad I joined Reviewed on: 9th June 2026

Never had any problems using Ebay

Never had any problems using Ebay Reviewed on: 9th June 2026

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