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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (148676 reviews)

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4.73

Based on 148,510 reviews, last reviewed 4th Jul 2026

4488100% increase in 5 star reviews

in the past 90 days

13200% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Always so easy to deal with. Always so easy to deal with. Simple, straightforward and no nonsense! Reviewed on: 4th July 2026

Latest lowest rating:

2

The interest rate is too high. The interest rate is too high. It will take forever to pay off the credit even if the minimum payment is almost 5% of the outstanding balance. Reviewed on: 3rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (148676)

Keep your money and info safe -PayPal

PayPal is the only platform I trust and use for online purchases , with fraud getting worse nowadays I’m happy knowing my money and information is as safe as it possibly could be Reviewed on: 9th June 2026

Very straight forward, full access through the app.

Very straight forward, full access through the app. Reviewed on: 9th June 2026

Never had a bad experience with PayPal, I have been...

Never had a bad experience with PayPal, I have been a customer for years and it has always been a great service :) Reviewed on: 9th June 2026

PayPal is my essential partner

Very efficient at explaining what they had done and why it looked different to what I expected. Colleague showed empathy and understanding of my problem and how it had come about Reviewed on: 9th June 2026

Easy to use and very fair.

Easy to use and very fair. And just a big company that you know will have. You're back. Reviewed on: 9th June 2026

Great service.

Great service. With paypal credit, its easier especially pay 0% intrest for 4 months for anyting more than £99 is the best Reviewed on: 9th June 2026

Everything is just simple and easy to use

Everything is just simple and easy to use Reviewed on: 9th June 2026

Maximum period of 0% for 4 months is a very short am...

Maximum period of 0% for 4 months is a very short amount of time to pay off large purchases. There should be an option to extend this. Reviewed on: 9th June 2026

Love the flexibility of PayPal credit

Ive used PayPal credit a number of times, it’s really good to have 4 months interest free which Ive usually been able to clear before the 4 months is up.really handy. Reviewed on: 9th June 2026

Never had any problems and use pay pal credit regula...

Never had any problems and use pay pal credit regularly Reviewed on: 9th June 2026

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