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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (148624 reviews)

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4.73

Based on 148,510 reviews, last reviewed 4th Jul 2026

4488100% increase in 5 star reviews

in the past 90 days

13200% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Always so easy to deal with. Always so easy to deal with. Simple, straightforward and no nonsense! Reviewed on: 4th July 2026

Latest lowest rating:

2

The interest rate is too high. The interest rate is too high. It will take forever to pay off the credit even if the minimum payment is almost 5% of the outstanding balance. Reviewed on: 3rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (148624)

Excellent easy to use service.

Excellent easy to use service. No hassle service and great customer base Reviewed on: 9th June 2026

It can only be Pay Pal

Had PayPal for many a year excellent product to purchase goods Reviewed on: 9th June 2026

I always use Paypal, it's the safest and most secure...

I always use Paypal, it's the safest and most secure of all other payments. Reviewed on: 9th June 2026

Paypal has enabled me to purchase essential items th...

Paypal has enabled me to purchase essential items that I would have had to save up for otherwise. My most recent purchase was a microwave oven because my old one broke down. I find it an essential service. Reviewed on: 9th June 2026

Perfect Pay pal

Perfect just perfect always on the other side of the phone to help excellent customer services Reviewed on: 9th June 2026

Brilliant service and product.

Brilliant service and product. Clear and simple to use and points bonus is a good thing too. Easy to set payments and mange account. Reviewed on: 9th June 2026

Useful credit card

I only use it for the credit card and it provides useful 3 months interest free payments Reviewed on: 9th June 2026

Easy and smooth to use, and a great convenience

Easy and smooth to use, and a great convenience Reviewed on: 9th June 2026

Always a great service and easy to use app

Always a great service and easy to use app Reviewed on: 9th June 2026

Love paypal credit, so easy to use and it’s always a...

Love paypal credit, so easy to use and it’s always available as options! Reviewed on: 9th June 2026

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