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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (148587 reviews)

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4.73

Based on 148,510 reviews, last reviewed 4th Jul 2026

4488100% increase in 5 star reviews

in the past 90 days

13200% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Always so easy to deal with. Always so easy to deal with. Simple, straightforward and no nonsense! Reviewed on: 4th July 2026

Latest lowest rating:

2

The interest rate is too high. The interest rate is too high. It will take forever to pay off the credit even if the minimum payment is almost 5% of the outstanding balance. Reviewed on: 3rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (148587)

Quick and professional

I’m very happy with the communication and professionalism of the team. They respond quickly by phone and resolve any issues promptly and efficiently. It’s rare to find such a professional and responsive service nowadays. The team is reliable, efficient, and delivers excellent results. Reviewed on: 9th June 2026

I love PayPal and I feel my money is safe when payin...

I love PayPal and I feel my money is safe when paying with PayPal Reviewed on: 9th June 2026

I think it is easy and flexible.

I think it is easy and flexible. The security for your card is very good. The responses from PayPal is quick and professional. Reviewed on: 9th June 2026

Convenient but Could Improve

PayPal is generally convenient and easy to use for online payments. However, sometimes transfers or account verification can take longer than expected. Overall, it works well for everyday transactions Reviewed on: 9th June 2026

My thoughts

Every every time I’ve had to use PayPal to either have purchased something it’s always been clear and easy to use any time. I’ve had an issue with receiving a package where I’ve paid through PayPal and a refund needed to be issued is always been a quick and effective process and I have no complaints in using the app to purchase stuff send money receive refunds et cetera. Reviewed on: 9th June 2026

Excellent service , easy to use, great repayment opt...

Excellent service , easy to use, great repayment options Reviewed on: 9th June 2026

Reliable & assuring.

Reliable & assuring. Very easy to use also and somehow feels more secure. Reviewed on: 9th June 2026

I really rate paypal and always have a positive expe...

I really rate paypal and always have a positive experience. I find paypal efficient, professional and transparent nothing hidden in endless small print. Reviewed on: 9th June 2026

easy games purchase

i always purchase games from paypal account from indian account Reviewed on: 9th June 2026

Helps me when needed

PayPal credit has really helped me when I've had a bit of trouble getting back on top of things after a surprise expense came up. Reviewed on: 9th June 2026

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