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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (148554 reviews)

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4.73

Based on 148,510 reviews, last reviewed 4th Jul 2026

4488100% increase in 5 star reviews

in the past 90 days

13200% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Always so easy to deal with. Always so easy to deal with. Simple, straightforward and no nonsense! Reviewed on: 4th July 2026

Latest lowest rating:

2

The interest rate is too high. The interest rate is too high. It will take forever to pay off the credit even if the minimum payment is almost 5% of the outstanding balance. Reviewed on: 3rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (148554)

Amazing, very secured payment, very easy to use

Amazing, very secured payment, very easy to use Reviewed on: 9th June 2026

Excellent service and easy to use

Excellent service and easy to use Reviewed on: 9th June 2026

PayPal credit gives us freedom with our finances and...

PayPal credit gives us freedom with our finances and a way for us to get the things we need without having to stress about payments. Reviewed on: 9th June 2026

Quick and easy

Always very easy to use and have been using it for over 15 years. Easy to navigate, well laid out and makes online shopping a lot easier and quicker. Reviewed on: 9th June 2026

Excellent service provider

Outstanding service provided all the time when I needed help or assistance. Reviewed on: 9th June 2026

Love the payment options that paypal offers me to sp...

Love the payment options that paypal offers me to spread the cost of larger purchases. Customer service reps are very helpful and friendly Reviewed on: 9th June 2026

Payments are easy and secure

Payments are easy and secure and never had any problems paying with PayPal. It's also easy to keep track of transactions. Reviewed on: 9th June 2026

paypal is always reliable, fast payments made and ve...

paypal is always reliable, fast payments made and very secure Reviewed on: 9th June 2026

PayPal Credit has been a reliable and convenient way...

PayPal Credit has been a reliable and convenient way to make purchases. I appreciate how easy it is to use at checkout and how clearly my payment information is displayed. The service has helped me manage my budget more effectively, and I've found the overall experience simple and hassle-free. Reviewed on: 9th June 2026

Interest

You can take long time to pay your PayPal Credit if you don’t pay a big monthly amount as the interest it’s very high Reviewed on: 9th June 2026

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