Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (147978 reviews)

View other PayPal products

4.73

Based on 147,845 reviews, last reviewed 2nd Jul 2026

4457750% increase in 5 star reviews

in the past 90 days

13000% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Easy, quick. Easy, quick. Buying something in Euros but the system just handled it easily Reviewed on: 2nd July 2026

Latest lowest rating:

1

Dislike their lack repayment notifications Constant issues with paypal credit. Then I get a red letter through the door demanding tiny amounts which affects my credit. Probably my fault for not... Read more Reviewed on: 2nd July 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (147978)

Easy to use, safe choice of payment

Easy to use, safe choice of payment Reviewed on: 9th June 2026

Very nice, amazing, useful, great

Very nice, amazing, useful, great Reviewed on: 9th June 2026

Title: Easy and Reliable Credit Option

I’ve found PayPal Credit really useful and straightforward to use, especially when spreading the cost of larger purchases. The application and checkout process is simple, and having it linked with PayPal makes everything feel secure and convenient. It gives a bit of extra flexibility when needed, and I’ve had a positive experience overall. Reviewed on: 9th June 2026

Very good for me saved me paying for things I buy st...

Very good for me saved me paying for things I buy straight away can spread the cost over 3 months without paying for it all at once Reviewed on: 9th June 2026

PayPal is my go to for everything!

PayPal is my go to - so easy to use and means that I can use all of my payment methods wherever i go or shop and now even better if theres something i need to put on my credit account i can do so now with apple pay/the paypal credit card. Paypal has to be one of the best payment providers out there and everything is just so straight forward with them. Reviewed on: 9th June 2026

PayPal is great secure way to pay for purchases and...

PayPal is great secure way to pay for purchases and the PayPal platform is very easy to use. Great customer service also. Been using PayPal for years now without any problems. Reviewed on: 9th June 2026

Everything was straight forward, no confusing second...

Everything was straight forward, no confusing secondary or pushy messages. All in all a very happy experience. Reviewed on: 9th June 2026

Perfect if you want to spread your cost

Very easy to use and I love the interest free for 4 months. The person that dealt with my issue solved it without any hassle. Perfect if you want to spread the cost. Reviewed on: 9th June 2026

I have been delighted with PayPal Credit,

I have been delighted with PayPal Credit, I find it very easy to use and to understand. Reviewed on: 9th June 2026

Paypal easy to organize credit

I find Paypal easy to organize credit for the larger purchases, it only takes a few minutes, or less. Payment is by standing order, so no missed bills and no charges for missed payments, brilliant!! Reviewed on: 9th June 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Better Off Calculator
from Policy in Practice 4.64 from 496 reviews
Loan
from Snap Finance 4.82 from 370 reviews
Retail Finance
from Omni Capital Retail Finance 3.99 from 4 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 79189 reviews
Payments
from PayPal 4.71 from 3759 reviews
Credit card
from PayPal 4.70 from 100 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub