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PayPal: PayPal Credit reviews

View other PayPal products
4.73
Based on 147,845 reviews, last reviewed 2nd Jul 2026
4457750% increase in 5 star reviews
in the past 90 days
13000% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy, quick. Easy, quick. Buying something in Euros but the system just handled it easily Reviewed on: 2nd July 2026
G C's avatar
G C

Latest lowest rating:

1

Dislike their lack repayment notifications Constant issues with paypal credit. Then I get a red letter through the door demanding tiny amounts which affects my credit. Probably my fault for not... Read more Reviewed on: 2nd July 2026
No's avatar
No
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (147941)

I have always loved PayPal, they are always super he...

5
I have always loved PayPal, they are always super helpful if I have had an issue or problem. They are always sensible in what they offer for credit. Just genuine and decent company Reviewed on: 9th June 2026
Andrew c's avatar
Andrew c

PayPal Credit

5
The PayPal credit system has been really good and given me the option to spread the cost or large purchases at zero percent interest. I use it regularly and it is a much better option than a credit card. Reviewed on: 9th June 2026
Chris T's avatar
Chris T

PayPal is easy to use and protects you from merchant...

5
PayPal is easy to use and protects you from merchants on line having access to your details. I like that kind of security for on line purchases. PayPal, perfect protection! Reviewed on: 9th June 2026
Teacupdoll's avatar
Teacupdoll

PayPal 10/10

5
Fantastic services, use for marketplace eBay and much more. Feel safe. Reviewed on: 9th June 2026
Susan Kearton's avatar
Susan Kearton

Amazing , there for when you needed with a great fle...

5
Amazing , there for when you needed with a great flexibility to pay back Reviewed on: 9th June 2026
Chris Jo's avatar
Chris Jo

Payplan is always given me good service

5
Payplan is always given me good service Reviewed on: 9th June 2026
Kaddy Taal's avatar
Kaddy Taal

I love paypal its so easy to spread payments i use i...

5
I love paypal its so easy to spread payments i use it alot on me an my kids Reviewed on: 9th June 2026
Annette Kingsbury's avatar
Annette Kingsbury

I love paypal its so easy to spread payments i use i...

5
I love paypal its so easy to spread payments i use it alot on me an my kids Reviewed on: 9th June 2026
Annette Kingsbury's avatar
Annette Kingsbury

A hidden gem that has given me a new way to buy online.

5
I was originally unsure about using PayPal credit, I’d never had a credit card before and was concerned about starting up online credit, but it has been a bloody blessing. It’s allowed me to be able to purchase things I normally wouldn’t be able to, and has helped me afford things I need as a disabled person. I use both the PayPal pay in 3 and PayPal credit, mainly using it on orders over £99 as that gives me 4 months to pay with 0% interest, something that I have never seen with a traditional credit card. I honestly couldn’t recommend it enough, my family is now also using it when shopping online. Reviewed on: 9th June 2026
SaveAPenny's avatar
SaveAPenny

Have used paypal credit for years to help me with a...

5
Have used paypal credit for years to help me with a number of purchases. Pay in 3 and pay later at 0% within 4 months are great options Reviewed on: 9th June 2026
Acer N's avatar
Acer N

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