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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (147908 reviews)

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4.73

Based on 147,845 reviews, last reviewed 2nd Jul 2026

4457750% increase in 5 star reviews

in the past 90 days

13000% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Easy, quick. Easy, quick. Buying something in Euros but the system just handled it easily Reviewed on: 2nd July 2026

Latest lowest rating:

1

Dislike their lack repayment notifications Constant issues with paypal credit. Then I get a red letter through the door demanding tiny amounts which affects my credit. Probably my fault for not... Read more Reviewed on: 2nd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (147909)

Is it just me, or is PayPal a literal lifesaver for...

Is it just me, or is PayPal a literal lifesaver for online shopping? Appreciate how it safeguards your money until shipment is confirmed. It doesn't just instantly hand your cash over to a stranger like regular cards do. That extra layer of security gives me total peace of mind. Reviewed on: 9th June 2026

Paypal credit helps me out

Paypal credit helps me out especially when buying concert tickets and i don't have the money at hand Reviewed on: 9th June 2026

Seamless and efficient

Payments and transfers are instant and the pay in 3 options are excellent as is the PayPal credit card.Great app gives you full control. Reviewed on: 9th June 2026

PayPal is so easy to use for purchasing goods.

PayPal is so easy to use for purchasing goods. Reviewed on: 9th June 2026

First class service every time and quick to respond

They always give a first class service every time and easy and quick to use and response time is excellent. Reviewed on: 9th June 2026

Easy to use app and good offer and pay in instalment...

Easy to use app and good offer and pay in instalments without any interest. Reviewed on: 9th June 2026

I've been using PayPal for many years.

I've been using PayPal for many years. It always does everything I need. It does it quickly and efficiently. The customer service is top notch. Quick and responsive. The PayPal credit and pay-in-three are very helpful. Reviewed on: 9th June 2026

Have always treated me fairly when it comes to payin...

Have always treated me fairly when it comes to paying back my money - increasing my limit or making sure I am able to afford my repayments. Reviewed on: 9th June 2026

Very convenient & available at right time

Very convenient & available at right time Reviewed on: 9th June 2026

Paypal has been no problem

I have never had a problem with PayPal. Anything needed sorting out was done promptly and satisfactorily Reviewed on: 9th June 2026

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