Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (147893 reviews)

View other PayPal products

4.73

Based on 147,845 reviews, last reviewed 2nd Jul 2026

4457750% increase in 5 star reviews

in the past 90 days

13000% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Easy, quick. Easy, quick. Buying something in Euros but the system just handled it easily Reviewed on: 2nd July 2026

Latest lowest rating:

1

Dislike their lack repayment notifications Constant issues with paypal credit. Then I get a red letter through the door demanding tiny amounts which affects my credit. Probably my fault for not... Read more Reviewed on: 2nd July 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (147893)

fast snd efficent , excellent service

fast snd efficent , excellent service Reviewed on: 9th June 2026

Easy to use.

Easy to use. Help with spreading the costs.very easy to pay it off. Always happy to use it Reviewed on: 9th June 2026

Positive Experiences Only with PayPal.

I have always had positive experiences with PayPal Credit. I love how quick and easy the whole process is. Reviewed on: 9th June 2026

easy to spread the cost

easy to spread the cost of more expensive items and very handy for those emergency purchases such as car repairs etc. Reviewed on: 9th June 2026

This is helpful and easy to use

I find PayPal Credit really helpful and easy to use , it makes me feel confident that I know what I have spent and when my payments ar due .. it is useful that many retailers allow payment with PayPal , it is quick and efficient .. Reviewed on: 9th June 2026

good credit, good transactions, makes life easier, a...

good credit, good transactions, makes life easier, and the pay in three option is very handy. i also like the ability to have time to pay for an item as when you are on a budget it allows you to manage the costs better Reviewed on: 9th June 2026

paypal healp us to pay online purchase, without usi...

paypal healp us to pay online purchase, without using my bank cards Reviewed on: 9th June 2026

Consistently excellent service complemented by a str...

Consistently excellent service complemented by a strong rewards offering. Reviewed on: 9th June 2026

Paypal is the safest and easiest way to buy things o...

Paypal is the safest and easiest way to buy things online. And if you add on that the option for Credit or split in 3, I don't even think of looking for an alternative. Reviewed on: 9th June 2026

I shop with peace of mind.

I shop with peace of mind. It feels like I’ve got a personal account manager who gives me money Reviewed on: 9th June 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Better Off Calculator
from Policy in Practice 4.64 from 496 reviews
Loan
from Snap Finance 4.82 from 370 reviews
Very Account
from Shop Direct 3.38 from 27 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 79107 reviews
Payments
from PayPal 4.71 from 3758 reviews
Credit card
from PayPal 4.70 from 100 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub