Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (147884 reviews)

View other PayPal products

4.73

Based on 147,845 reviews, last reviewed 2nd Jul 2026

4457750% increase in 5 star reviews

in the past 90 days

13000% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Easy, quick. Easy, quick. Buying something in Euros but the system just handled it easily Reviewed on: 2nd July 2026

Latest lowest rating:

1

Dislike their lack repayment notifications Constant issues with paypal credit. Then I get a red letter through the door demanding tiny amounts which affects my credit. Probably my fault for not... Read more Reviewed on: 2nd July 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (147884)

Never had any issues

Never had any issues. If on the rare occasion I have needed to contact the customer service team, they have been very helpful. Reviewed on: 9th June 2026

Convenient to use.

Convenient to use. Great value for money and protects major purchases Reviewed on: 9th June 2026

ive used paypal and paypal credit for a while now

ive used paypal and paypal credit for a while now and never had any issues Reviewed on: 9th June 2026

PayPal app

I’ve been using the PayPal app for years, and it remains my go-to for sending money to friends and shopping online. The interface is clean, transactions are lightning-fast, and I love the peace of mind that comes with their buyer protection Reviewed on: 9th June 2026

Good all rounder of a card

Never had a problem, does what is supposed to do. My only issue is I don't think you get enough points when using your credit card via PayPal Plus. Reviewed on: 9th June 2026

Like the 0% for three months.

Like the 0% for three months. It’s v useful also customer service and payer protection is excellent Reviewed on: 9th June 2026

Fast and Reliable

Always fast and reliable. Any issues customer service always sort out for me Reviewed on: 9th June 2026

Useful line of credit with 4 months interest free

Useful line of credit with 4 months interest free Reviewed on: 9th June 2026

I have had Paypal for years and have used credit wit...

I have had Paypal for years and have used credit with no problems at all,highly tecommend. Reviewed on: 9th June 2026

I have been using PayPal for many years now and they...

I have been using PayPal for many years now and they have always been there for me , with PayPal credit or pay in three. Also any issues with a purchase have been efficiently and swiftly dealt with. I highly recommend PayPal . Reviewed on: 9th June 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail Finance
from Close Brothers 3.17 from 12 reviews
Payments
from PayPal 4.71 from 3758 reviews
Retail Finance
from Omni Capital Retail Finance 3.99 from 4 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 79098 reviews
Payments
from PayPal 4.71 from 3758 reviews
Credit card
from PayPal 4.70 from 100 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub