Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (147874 reviews)

View other PayPal products

4.73

Based on 147,845 reviews, last reviewed 2nd Jul 2026

4457750% increase in 5 star reviews

in the past 90 days

13000% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Easy, quick. Easy, quick. Buying something in Euros but the system just handled it easily Reviewed on: 2nd July 2026

Latest lowest rating:

1

Dislike their lack repayment notifications Constant issues with paypal credit. Then I get a red letter through the door demanding tiny amounts which affects my credit. Probably my fault for not... Read more Reviewed on: 2nd July 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (147874)

Always a simple transaction, PayPal Credit helps smo...

Always a simple transaction, PayPal Credit helps smooth out life's bumps - with the peace of mind that comes from knowing your purchases are protected. Reviewed on: 9th June 2026

It's great for finance especially interest free and...

It's great for finance especially interest free and urgent purchases. Reviewed on: 9th June 2026

Excellent

Good service to spread the costs Reviewed on: 9th June 2026

PayPal are available to act on my behalf.

I use PayPal to buy from various internet providers and they always deliver. If I ever have an issue with a retailer PayPal are available to act on my behalf to resolve the issue. Reviewed on: 9th June 2026

Love the app

Easy to use, love the app, can use with most online sites, love the pay in three Reviewed on: 9th June 2026

i really love it it’s such a good tool and super han...

i really love it it’s such a good tool and super handy that it’s in retailers Reviewed on: 9th June 2026

Great servic -The web site is easy to use - Support...

Great servic -The web site is easy to use - Support service is very helpful Reviewed on: 9th June 2026

Good app, easy to use and apply, grwt way to spread...

Good app, easy to use and apply, grwt way to spread payments Reviewed on: 9th June 2026

paypal credit

Very easy to use and convenient for all purchases Reviewed on: 9th June 2026

Very good experience with company ,good products

Very good experience with company ,good products Reviewed on: 9th June 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail Finance
from Omni Capital Retail Finance 3.99 from 4 reviews
Retail Finance
from V12 Retail Finance 4.44 from 25 reviews
Very Account
from Shop Direct 3.38 from 27 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 79093 reviews
Payments
from PayPal 4.71 from 3758 reviews
Credit card
from PayPal 4.70 from 100 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub