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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (147865 reviews)

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4.73

Based on 147,845 reviews, last reviewed 2nd Jul 2026

4457750% increase in 5 star reviews

in the past 90 days

13000% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Easy, quick. Easy, quick. Buying something in Euros but the system just handled it easily Reviewed on: 2nd July 2026

Latest lowest rating:

1

Dislike their lack repayment notifications Constant issues with paypal credit. Then I get a red letter through the door demanding tiny amounts which affects my credit. Probably my fault for not... Read more Reviewed on: 2nd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (147865)

Stress free.

Stress free. No problem with PayPal account always helpful. Reviewed on: 9th June 2026

Hassle free PayPal credit

PayPal Credit is an excellent way to spread the cost of more expensive purchases over 4 months and not accrue any interest Reviewed on: 9th June 2026

Paypal Credit had been super to use, there os a cred...

Paypal Credit had been super to use, there os a credit limit cap and you can choose not to get notifications for an increase to your limit. It’s been very efficient and helpful Reviewed on: 9th June 2026

I use Paypal credit for most of my purchases, I find...

I use Paypal credit for most of my purchases, I find it so useful to give me a bit of breathing space for emergency things I need to buy Reviewed on: 9th June 2026

Been using PayPal for over 20 years!

Been using PayPal for over 20 years! Consistently reliable and convenient as always. Reviewed on: 9th June 2026

Fantastic

Check out is fast, easy and secure. I use it for regularly for small payments, it's very convenient that majority of businesses have it as an option. Interest rates are low and easily affordable Reviewed on: 9th June 2026

Everything on my mobile phone...

Everything was managed on my mobile phone, which was straight forward and simple.l had one query which was answered by PayPal customer service line, who answered the call quickly and were extremely helpful. Reviewed on: 9th June 2026

I find PayPal and PayPal credit easy to use.

I find PayPal and PayPal credit easy to use. The one thing I have noticed is that when using PayPal with my current account, the money isn’t taken out quickly… sometimes a week later. It would be good if that was a quicker process. Reviewed on: 9th June 2026

Easy to use

I needed to buy 5x long haul airplane tickets, using the PayPal's credit feature was easy with excellent repayment terms. Reviewed on: 9th June 2026

Good communication and they’re on your side

PayPal have always been great at reclaiming money from any fraudulent sellers. The communication has always been easy with them and the cost of credit has always been manageable for me Reviewed on: 9th June 2026

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