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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (147689 reviews)

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4.73

Based on 147,512 reviews, last reviewed 2nd Jul 2026

4442350% increase in 5 star reviews

in the past 90 days

12900% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Highly recommended. Highly recommended. Very easy and convenient to use. All very straightforward. Reviewed on: 2nd July 2026

Latest lowest rating:

2

Not helpful I have been with PayPal for many years and there have been a few problems I have had with payments and scams and they have not been resolved correctly Reviewed on: 2nd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (147689)

Paypal credit is very useful

I have been using PayPal credit since it was launched, the 4 month interest free period is excellent and it is very easy to use, the physical card was a good addition. Reviewed on: 9th June 2026

always an easy and simple process

always an easy and simple process Reviewed on: 9th June 2026

Really helpful towards purchasing online.

Really helpful towards purchasing online. Reviewed on: 9th June 2026

Very easy to use, no extortionate fees

Very easy to use, no extortionate fees Reviewed on: 9th June 2026

Genuinely I have never had a fault or issue with Pay...

Genuinely I have never had a fault or issue with PayPal, the whole process works really well and the app and payment experience is flawless. Reviewed on: 9th June 2026

Does what I want it to do easy to use and value for...

Does what I want it to do easy to use and value for money Reviewed on: 9th June 2026

Paypal credit is the best there is!

Paypal credit is the best there is! I only have positive experience with this financial tool. It is easy to use, has promotional interest free plans and customer service is fantastic. Highly recommended! Reviewed on: 9th June 2026

I've always had a good experience with paypal custom...

I've always had a good experience with paypal customer service are aways there for you to help Reviewed on: 9th June 2026

Had an easy transactions with PayPal.

Had an easy transactions with PayPal. And I love how you can use it anywhere without worry Reviewed on: 9th June 2026

An excellent way to spread the cost and protect your...

An excellent way to spread the cost and protect your money. If you pay it off before the payment day then there are no interest charges and it becomes even more value for money. Reviewed on: 9th June 2026

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