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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (147734 reviews)

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4.73

Based on 147,512 reviews, last reviewed 2nd Jul 2026

4442350% increase in 5 star reviews

in the past 90 days

12900% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Highly recommended. Highly recommended. Very easy and convenient to use. All very straightforward. Reviewed on: 2nd July 2026

Latest lowest rating:

2

Not helpful I have been with PayPal for many years and there have been a few problems I have had with payments and scams and they have not been resolved correctly Reviewed on: 2nd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (147734)

PayPal is very easy to use and helps me out a lot ti...

PayPal is very easy to use and helps me out a lot till pay day Reviewed on: 9th June 2026

Can't fault PayPal excellent service for a number of...

Can't fault PayPal excellent service for a number of things Reviewed on: 9th June 2026

Great service, very handy, app works lovely and fast...

Great service, very handy, app works lovely and fast, good customer service. Reviewed on: 9th June 2026

Good to use no extra fee no interest 4 months...

Good to use no extra fee no interest until 4 months great experience Reviewed on: 9th June 2026

Smooth experience since registering!

Smooth experience since registering! Great format and guidance Reviewed on: 9th June 2026

Have it for a long time nogreatw , excellent

Have it for a long time now , excellent Reviewed on: 9th June 2026

highly Recommend to use PayPal credit, so affordable...

highly Recommend to use PayPal credit, so affordable interest rate and secure transaction Reviewed on: 9th June 2026

Found it very helpful and easy to use.

Found it very helpful and easy to use. Reviewed on: 9th June 2026

PayPal Credit safe and so useful...

PayPal credit is so easy to apply for and so useful and safe to use. Repayments are easily structured and rates are excellent compared to other forms of credit. Reviewed on: 9th June 2026

Easy and flexible.

Was easy to set up and gave me the flexibility I needed. Reviewed on: 9th June 2026

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