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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (147768 reviews)

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4.73

Based on 147,512 reviews, last reviewed 2nd Jul 2026

4442350% increase in 5 star reviews

in the past 90 days

12900% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Highly recommended. Highly recommended. Very easy and convenient to use. All very straightforward. Reviewed on: 2nd July 2026

Latest lowest rating:

2

Not helpful I have been with PayPal for many years and there have been a few problems I have had with payments and scams and they have not been resolved correctly Reviewed on: 2nd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (147768)

Excellent service , very secure and user friendly

Excellent service , very secure and user friendly Reviewed on: 9th June 2026

PayPal stands out as a leading retail finance provid...

PayPal stands out as a leading retail finance provider due to its commitment to innovation, customer convenience, and responsible lending solutions. PayPal Credit offers a seamless and transparent financing experience, enabling customers to make purchases with flexibility while managing their budgets effectively. What sets PayPal apart is its trusted brand, easy application process, and integration across a vast network of merchants. Customers benefit from straightforward payment options, competitive financing offers, and a secure platform that prioritizes user experience and financial wellbeing. The company continues to evolve its retail finance solutions to meet changing consumer needs, helping millions of customers access flexible payment options both online and in-store. Its strong focus on customer service, digital innovation, and accessibility makes PayPal a deserving winner of the "Best Retail Finance Provider" award. Reviewed on: 9th June 2026

Easy and fuss free credit solution

Easy and fuss free credit solution, PayPal credit gives me flexibility with my shopping, and with my Apple Wallet card, I can use when shopping in my local supermarket. Reviewed on: 9th June 2026

A safe way to shop online

Paypal makes me feel safe when buying online with its great support and money back when things go wrong. It also gives me more time to pay for items and has an easy to use website. Reviewed on: 9th June 2026

Secure and Easy to use.

Secure and Easy to use. I always feel that extra layer of confidence when using Paypal and its so easy to use and check on your usage and status. Website and app is clear and easy to use. Reviewed on: 9th June 2026

Excellent way to spread cost of purchases.

Straightforward procedure through the app to use PayPal. Reviewed on: 9th June 2026

Great service.

Great service. Easy to use and quick Reviewed on: 9th June 2026

I have been using Paypal services since time immemor...

I have been using Paypal services since time immemorial, I think 15 or more years - and to be honest, the quality and value of the service has never disappointed me. Reviewed on: 9th June 2026

So easy to use, can track exactly what I am spending...

So easy to use, can track exactly what I am spending & it’s easy to pay back. Where ever you shop you can use PayPal credit, it’s also safe. Reviewed on: 9th June 2026

You can trust PayPal

I’ve been using PayPal for a long time; I find them totally trustworthy; I can buy from retailers in confidence, knowing if there are any problems, PayPal will be there for me. I had an issue with a non delivery from a company in China and they sorted it out for me, and got my money back. The pay in 3 helps you buy items whilst spreading the cost out. Plus the interest free credit over 4 months is a big help too. Reviewed on: 9th June 2026

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