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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (147791 reviews)

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4.73

Based on 147,512 reviews, last reviewed 2nd Jul 2026

4442350% increase in 5 star reviews

in the past 90 days

12900% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Highly recommended. Highly recommended. Very easy and convenient to use. All very straightforward. Reviewed on: 2nd July 2026

Latest lowest rating:

2

Not helpful I have been with PayPal for many years and there have been a few problems I have had with payments and scams and they have not been resolved correctly Reviewed on: 2nd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (147791)

Love the new loyalty program

I enjoy shopping through PayPal and collecting points. Also great discount offers with some retailers! Reviewed on: 9th June 2026

Excellent service.customer review

Excellent service and efficient application Reviewed on: 9th June 2026

It has been good .

It has been good . I have been a customer for years and my credit limit is always manageable Reviewed on: 9th June 2026

Alway there.

Alway there. Never any problems with purchases, and always available to assist if required Reviewed on: 9th June 2026

Good thanks helpful and convenient

Good thanks helpful and convenient Reviewed on: 9th June 2026

Excellent and quick service.

Excellent and quick service. I haven’t had any issues so far Reviewed on: 9th June 2026

Best for instant payment and interest free paym...

Very good for instant payment and interest free payment plan!! Reviewed on: 9th June 2026

0% interest for 4 months is good, that gives you the...

0% interest for 4 months is good, that gives you the opportunity to pay off quickly without incurring additional charges Reviewed on: 9th June 2026

Was the top fast and easy.

Was the top fast and easy. I love it. :) Reviewed on: 9th June 2026

I find it very easy to use, like the points and find...

I find it very easy to use, like the points and find it easy to make repayments. Reviewed on: 9th June 2026

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