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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (147279 reviews)

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4.73

Based on 147,219 reviews, last reviewed 1st Jul 2026

4429350% increase in 5 star reviews

in the past 90 days

12900% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Top Notch I feel very safe and secure when using PayPal. Quick and easy to use. You receive just the right amount of emails for what is required. Reviewed on: 1st July 2026

Latest lowest rating:

1

Love PayPal but not PayPal credit Great if you want it but difficult to cancel the PayPal credit. I think PayPal credit is purposefully confusing to hook people in. My mother didn’t re... Read more Reviewed on: 1st July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (147279)

Sensible credit limit which can be used over a lot o...

Sensible credit limit which can be used over a lot of retailers. When there was an issue customer service solved the issue fast and competently Reviewed on: 9th June 2026

FABULOUS CREDIT COMPANY

FABULOUS CREDIT COMPANY NEVER HAD ANY PROBLEMS ..EASY PURCHASES ONLINE ZERO APR 4 MONTHS IS AWSOME..I HAVE JUST SET UP A DIRECT DEBIT THAT CIVERS ALL TRANSACTIONS WITHIN 4 MONTHS. EASY ... Reviewed on: 9th June 2026

I’ve had an excellent experience with Paypal Credit

I’ve had an excellent experience with Papal Credit and would highly recommend their services. One of the things that stands out most is how easy the platform is to use. The website is well-designed, intuitive, and user-friendly, making it simple to navigate and manage my account without any hassle. Whether checking account information, making payments, or reviewing details, everything is clearly laid out and accessible. Another major advantage is their strong commitment to online security. In today’s digital environment, protecting personal and financial information is incredibly important, and Papal Credit provides robust online protection that gives me real peace of mind. Their security measures make me feel confident that my data is safe whenever I access my account or conduct transactions online. In addition to the platform’s ease of use and security, the overall experience has been reliable and efficient. The service is straightforward, responsive, and designed with the customer in mind. It’s refreshing to use a financial platform that combines convenience with strong security standards. Overall, Papal Credit has exceeded my expectations, and I wouldn’t hesitate to recommend it to anyone looking for a dependable and secure financial service. Reviewed on: 9th June 2026

Its perfect

I use all the time to pay for various things purchased on the Internet and I am very satisfied with the development and cooperation with more and more websites Reviewed on: 9th June 2026

Reliable, safe, convenient.

Always reliable, safe and convenient. Best way to pay for online shopping. When accessed, Customer Service has been excellent. Pay on three is so helpful at easing the burden of expensive items. Well done. Reviewed on: 9th June 2026

happy experiences until today, offers are fair and just

happy experiences until today, offers are fair and just Reviewed on: 9th June 2026

Easy to use app and friendly.

Easy to use app and friendly.Takes time to update but you can always know balance. Reviewed on: 9th June 2026

By and large ok, mostly without hassle.

By and large ok, mostly without hassle. It's been quite helpful with a number of items that I've purchased Reviewed on: 9th June 2026

Use the 0% credit card which is v useful.

Use the 0% credit card which is v useful. Only downside is that you can’t use it on more websites! Reviewed on: 9th June 2026

PayPal has been good to me as it has provided the op...

PayPal has been good to me as it has provided the opportunity to have the credit to pay for goods and services thatIneed. Then I can pay back at a time at which I can afford to. It also gives me 0% interest for a couple of months while I'm paying for what I have taken. Reviewed on: 9th June 2026

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