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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (147275 reviews)

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4.73

Based on 147,219 reviews, last reviewed 1st Jul 2026

4429350% increase in 5 star reviews

in the past 90 days

12900% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Top Notch I feel very safe and secure when using PayPal. Quick and easy to use. You receive just the right amount of emails for what is required. Reviewed on: 1st July 2026

Latest lowest rating:

1

Love PayPal but not PayPal credit Great if you want it but difficult to cancel the PayPal credit. I think PayPal credit is purposefully confusing to hook people in. My mother didn’t re... Read more Reviewed on: 1st July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (147275)

I enjoy using PayPal.

I enjoy using PayPal. Allows money to be safe. Able to use PayPal 3 z Reviewed on: 9th June 2026

Great for stress free help

I have used PayPal credit for a few years now, i feel so much safer using it compared to a credit card it helps reduce my stress and I love that I get reminders to pay each month so I won't forget. Reviewed on: 9th June 2026

PayPal provide a comprehensive and professional serv...

PayPal provide a comprehensive and professional service that looks at your funds and helps you finance items with pay in 3. This breaks down the cost so it’s not taken in one lump sum. Making items affordable and allows me to budget. Fantastic service for me. I highly recommend. Reviewed on: 9th June 2026

The best credit card ever

I’m very happy with the service, conditions and promotions Reviewed on: 9th June 2026

All positive so far, have used PayPal for years!

All positive so far, have used PayPal for years! Reviewed on: 9th June 2026

Best credit card

Best experience overall . Everything is smooth and expected. I use it on daily basis. Reviewed on: 9th June 2026

Good selection of ways to pay.

Good selection of ways to pay. Spreading the cost with pay in 3 is a great way to pay for more expensive things in 3 installments. Reviewed on: 9th June 2026

Shoping Made Easy

So easy to use and clear statements and app Reviewed on: 9th June 2026

Excellent service and good valie for money

Excellent service and good valie for money Reviewed on: 9th June 2026

Excellent service

Easy to access and whenever there has been bc an issue they have been able to intervene and solve the problem Reviewed on: 9th June 2026

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