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PayPal: PayPal Credit reviews

4.73
Based on 147,219 reviews, last reviewed 1st Jul 2026
4429350% increase in 5 star reviews
in the past 90 days
12900% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Top Notch I feel very safe and secure when using PayPal. Quick and easy to use. You receive just the right amount of emails for what is required. Reviewed on: 1st July 2026
Sue's avatar
Sue

Latest lowest rating:

1

Love PayPal but not PayPal credit Great if you want it but difficult to cancel the PayPal credit. I think PayPal credit is purposefully confusing to hook people in. My mother didn’t re... Read more Reviewed on: 1st July 2026
Maria b's avatar
Maria b

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (147258)

I think its honestly brilliant, its simple and easy...

5
I think its honestly brilliant, its simple and easy to understand. Its useless for have for unexpected emergencys. I have never have any issues Reviewed on: 9th June 2026

Easy to use

5
Great and easy to use. Straight forward Reviewed on: 9th June 2026

It’s been helpful during tough Financial Times to pr...

5
It’s been helpful during tough Financial Times to provide a little breathing room. Reviewed on: 9th June 2026

When I lost all hope for financial support PayPal wa...

5
When I lost all hope for financial support PayPal was there to help me out, not once not twice but a few more times,. No matter how low you feel or how many times you might have been rejected in terms of loans or credit cards,, just try PayPal Credit. Reviewed on: 9th June 2026

Paypal offers.

5
Paypal offers..extra points. What a brilliant idea !!.. love the flexibility of payments Reviewed on: 9th June 2026

Since joining PayPal i have had an excellent experie...

5
Since joining PayPal i have had an excellent experience, very satisfied. Reviewed on: 9th June 2026

Pay pal is the way forward

5
PayPal give me the opportunity to make purchases with a credit limit. I am enjoying its benefits given to me. Reviewed on: 9th June 2026

Pay pal credit is so convenient to use

5
Pay pal credit is so convenient to use Reviewed on: 9th June 2026

Great option to manage money and finances

5
Great option to manage money and finances Reviewed on: 9th June 2026

Simple, straightforward, easy to use

5
Simple, straightforward, easy to use Reviewed on: 9th June 2026

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