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PayPal: PayPal Credit reviews

4.73
Based on 146,832 reviews, last reviewed 1st Jul 2026
4411600% increase in 5 star reviews
in the past 90 days
12700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I’ve used PayPal for a very long time. I’ve used PayPal for a very long time. It’s helped me buy with ease of paying monthly affordabley. Reviewed on: 1st July 2026
Karen McGuinness 's avatar
Karen McGuinness

Latest lowest rating:

2

Opened a case for a high value item Opened a case for a high value item provided evidence that items are missing and PayPal are still dragging their heels Reviewed on: 1st July 2026
TM's avatar
TM

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (147217)

Very easy to use without having to put much effort i...

5
Very easy to use without having to put much effort into it Reviewed on: 9th June 2026

I use PayPal for everything - security and confidenc...

5
I use PayPal for everything - security and confidence paying online Reviewed on: 9th June 2026

I use paypal a lot as my pay monthly finance option.

5
I use paypal a lot as my pay monthly finance option. It's made my financial life so much easier Reviewed on: 9th June 2026

very fast, safe, convenient and trustworthy

5
very fast, safe, convenient and trustworthy Reviewed on: 9th June 2026

outgoing payments to suppliers great safe system for...

5
outgoing payments to suppliers great safe system for all transactions well informed for balance and due dates client safety most inportant to them which paypal are exemplary Reviewed on: 9th June 2026

PayPal affordable credit

5
PayPal Credit has made it possible for me to buy products at an affordable monthly budget Reviewed on: 9th June 2026

PayPal is my go to...

5
I rely on PayPal when making transactions online for the protection it offers and the ease of using their platform for purchases. I like the flexibility in using my cards through them, but also being about to pay in 3 or use PayPal credit. A fab platform all round! Reviewed on: 9th June 2026

Paypal Credit - A Wise Option

5
Paypal Credit is a simple yet effective way of managing short term credit. With the limited time period it is easy to control spending without letting it get out of hand Reviewed on: 9th June 2026

Fast & simple to use

5
Easy to use and convenient for my online purchases. Have definitely recommended to my family. Reviewed on: 9th June 2026

Happy PayPal User

5
Never had a problem with PayPal, always there when I need it. Reviewed on: 9th June 2026

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