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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (147160 reviews)

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4.73

Based on 146,832 reviews, last reviewed 1st Jul 2026

4411600% increase in 5 star reviews

in the past 90 days

12700% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

I’ve used PayPal for a very long time. I’ve used PayPal for a very long time. It’s helped me buy with ease of paying monthly affordabley. Reviewed on: 1st July 2026

Latest lowest rating:

2

Opened a case for a high value item Opened a case for a high value item provided evidence that items are missing and PayPal are still dragging their heels Reviewed on: 1st July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (147161)

Everything works efficiently and fast with good offers

Everything works efficiently and fast with good offers Reviewed on: 9th June 2026

Extra funds when you need them.

Extra funds when you need them. Four months interest free is excellent for larger purchases. Customer service has been helpful. Reviewed on: 9th June 2026

Excellent!!

Excellent customer service, easy to use, the app is great Reviewed on: 9th June 2026

I have confidence to shop now

PayPal’s always give me the confidence to shop anyday and anytime and I can pay later especially when I don’t have the cash or money in my account. PayPal has improved my shopping experience Reviewed on: 9th June 2026

Nice Apple Pay Integration.

Nice Apple Pay Integration. I dont have to worry about physical card with my phone. Reviewed on: 9th June 2026

Great service, accepted at most retailers and buyer...

Great service, accepted at most retailers and buyer protections Reviewed on: 9th June 2026

Easy use and 4 months no interest policy very conven...

Easy use and 4 months no interest policy very convenient to pay back. Make it better give the 6 months. Reviewed on: 9th June 2026

Paypal Credit

I really like paypal credit 4month no-interest option Reviewed on: 9th June 2026

Paypal makes it easy for me.

Paypal makes it easy for me to pay and not worry about entering my card details on numerous websites. I like the app as I can keep a track on all my spending. Reviewed on: 9th June 2026

Always a pleasure

Always a pleasure to use quick no fuse and reliable, no messing around. Reviewed on: 9th June 2026

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