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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (147118 reviews)

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4.73

Based on 146,832 reviews, last reviewed 1st Jul 2026

4411600% increase in 5 star reviews

in the past 90 days

12700% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

I’ve used PayPal for a very long time. I’ve used PayPal for a very long time. It’s helped me buy with ease of paying monthly affordabley. Reviewed on: 1st July 2026

Latest lowest rating:

2

Opened a case for a high value item Opened a case for a high value item provided evidence that items are missing and PayPal are still dragging their heels Reviewed on: 1st July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (147119)

Easy and accommodating.

Easy and accommodating. Hassle free unlike most. Reviewed on: 9th June 2026

Confidence of security

I love the ability to extend payment term and confidence that my purchase payment is safe ans secured Reviewed on: 9th June 2026

PayPal credit helps me get the things I need and bei...

PayPal credit helps me get the things I need and being able to spread the payments out Reviewed on: 9th June 2026

Paypal credit allows me to break up payments when ne...

Paypal credit allows me to break up payments when needed god send Reviewed on: 9th June 2026

Pay pal credit is 10/10

Pay pal credit is such a easy and stress free way to pay online, i would highly recommend it Reviewed on: 9th June 2026

great ap, easy to use and understand.

great ap, easy to use and understand. good choice of options for ways to pay. both in-store and online. never had to talk to customer services so can't comment on that. not any issues. overall vey happy with services provided. Reviewed on: 9th June 2026

Pay pal is Excellent!

I use PayPal all the time , it’s a fantastic payment method and the only one I trust , don’t know what u would do without it xx Reviewed on: 9th June 2026

I’ve been using PayPal Credit for a while now and it...

I’ve been using PayPal Credit for a while now and it has genuinely been an excellent experience. The customer service is top-notch whenever I have a question, and it offers incredible value for money compared to traditional credit options. It's incredibly easy to manage directly through the app, making payments seamless and stress-free. I highly recommend it to friends and family looking for a reliable, flexible way to manage their purchases. Reviewed on: 9th June 2026

When ever i had a problem they helped me to underst...

When ever i had a problem they helped me to understand or they solved it. Up to now i am happy with them. Reviewed on: 9th June 2026

Available on a wide range of purchases.

Available on a wide range of purchases. Gives me great flexibility when purchasing larger items, and the security of PayPals support. Reviewed on: 9th June 2026

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