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PayPal: PayPal Credit reviews

4.73
Based on 146,526 reviews, last reviewed 30th Jun 2026
4397750% increase in 5 star reviews
in the past 90 days
12700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Reliable and secure Easy to use, safer and accepted at many different retailers. Reviewed on: 30th June 2026
Donna's avatar
Donna

Latest lowest rating:

1

PayPal credit Very easy to apply for and use good to spread the cost of items Reviewed on: 30th June 2026
Jason J's avatar
Jason J

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (146762)

I've used PayPal for years and always appreciated th...

5
I've used PayPal for years and always appreciated the ease of the app. Lots of features and provides security and peace of mind when shopping Reviewed on: 9th June 2026

Excellent for the bigger purchases.

5
Excellent for the bigger purchases. Bought a new tv and Paying over 4 made it so much easier on my finances. Reviewed on: 9th June 2026

Easy to set up and use.

5
Easy to set up and use. Lots of places offer PayPal credit as an option at checkout. PayPal credit is instant and you can see what you have used and have left using the way to navigate app. Reviewed on: 9th June 2026

Efficient service

4
More often than not resolve any issues with purchases and more often than not within 24 hours Reviewed on: 9th June 2026

PayPal is very professional and easy way to pay for...

5
PayPal is very professional and easy way to pay for items and products very pleased with PayPal Reviewed on: 9th June 2026

A safe, quick and versatile way to pay

5
A safe, quick and versatile way to pay Reviewed on: 9th June 2026

Its been exceptional.

5
Its been exceptional. Its been easy to use. Reviewed on: 9th June 2026

Good and Excellent service PayPal

5
Good and Excellent service PayPal Reviewed on: 9th June 2026

PayPal Credit

5
PayPal Credit integrates seamlessly with my PayPal account, making checkout fast and secure on thousands of online stores. PayPal Credit provides opportunities to build my credit history. Eligible purchases are covered by PayPal’s Buyer Protection. Flexible Payments allow me to pay off balances in full to avoid interest or use monthly installments for larger purchases. Reviewed on: 9th June 2026

Great customer

5
Great customer service and product Reviewed on: 9th June 2026

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