Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (146576 reviews)

View other PayPal products

4.73

Based on 146,526 reviews, last reviewed 30th Jun 2026

4397750% increase in 5 star reviews

in the past 90 days

12700% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Reliable and secure Easy to use, safer and accepted at many different retailers. Reviewed on: 30th June 2026

Latest lowest rating:

1

PayPal credit Very easy to apply for and use good to spread the cost of items Reviewed on: 30th June 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (146576)

Amazing business and people who go the extra mile fo...

Amazing business and people who go the extra mile for you Reviewed on: 9th June 2026

Paypal set as payment option

I have Paypal set up as a payment option, so it is much quicker and easier to pay for things than finding my card and messing about entering all the details Reviewed on: 9th June 2026

always super easy to use & good communication from...

always super easy to use & good communication from PayPal. I am always kept up to date with any new offers and any update to my account. Reviewed on: 9th June 2026

Just love the flexibility, that PayPal offer.

Just love the flexibility, that PayPal offer. Reviewed on: 9th June 2026

The volume of short-term interest free offers are us...

The volume of short-term interest free offers are useful Reviewed on: 9th June 2026

Easy to use and navigate, one of my go-tos when it c...

Easy to use and navigate, one of my go-tos when it comes to credit. Reviewed on: 9th June 2026

Dependent on Paypal

I have had Paypal for a long time, not sure since when but a long time. From managing payments to paypal credit. I love every aspect of it. Very flexible and reliable. Yes sometimes things has gone wrong but whenever i contact them it has always been assured to fix. Reviewed on: 9th June 2026

Does what it says on the tin.

Never had any problems. Always sorted things out when I needed them to. The pay in 3 is great. The interest free period is great and now they do points which can be redeemed. The customer service appear quite useful and respond promptly. Reviewed on: 9th June 2026

Amazing customer services

Amazing customer services .They always try to help me and find answer AND Solution quickly. Reviewed on: 9th June 2026

Always available.

Always available in your pocket, Makes purchases a whole lot easier. Takes the strain on your income. Allows you to budget to get the things you need Reviewed on: 9th June 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Payments
from PayPal 4.71 from 3757 reviews
Retail Finance
from Zebra Finance 4.06 from 6 reviews
Retail Finance
from Close Brothers 3.17 from 12 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 78084 reviews
Payments
from PayPal 4.71 from 3757 reviews
Credit card
from PayPal 4.69 from 98 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub