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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (146565 reviews)

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4.73

Based on 146,526 reviews, last reviewed 30th Jun 2026

4397750% increase in 5 star reviews

in the past 90 days

12700% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Reliable and secure Easy to use, safer and accepted at many different retailers. Reviewed on: 30th June 2026

Latest lowest rating:

1

PayPal credit Very easy to apply for and use good to spread the cost of items Reviewed on: 30th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (146565)

Clear and uncomplicated

I like how the process of obtaining credit was clear and uncomplicated. I also like the online aspect of managing my credit. Reviewed on: 9th June 2026

Best Company to keep your money Safe!

Several times PayPal Customer experience has helped me recover funds due to sellers miss selling products. Even a ‘crash course driver’s license’ which cost a lot of money, PayPal helped recover that no stress. I would fully recommend and keep using, now I have PayPal cards (debit and credit) I use PayPal instead of my bank cards! It works on everything and automatically gives Pay in three when possible which is a little surprise on bigger purchases. Reviewed on: 9th June 2026

paypal security...

good experience all round but had to lower my pay pal credit limit as its so easy to use Reviewed on: 9th June 2026

Easy to use

Easy to use and gives me longer to pay for things that I need to get now Reviewed on: 9th June 2026

Paypal credit is easy to use, widely accepted

Paypal creditbis easy to use, widely accepted and provides a pretty friction-free service. Reviewed on: 9th June 2026

PayPal credit is amazing, but very problematic

PayPal credit is amazing, but there are a few problems. That I have come across. When I go to pay my monthly debit, it can sometimes take 48 hours for it to reach my account sometimes leaving me with a £12 late fee and I have also noticed that the credit number of how much money I have left is sometimes inaccurate. Apart from this, it is amazing. Reviewed on: 9th June 2026

Excellent customer service, they helped me when I st...

Excellent customer service, they helped me when I struggled for a month Reviewed on: 9th June 2026

I quite often use pay pal credit

I quite often use pay pal credit for example three and four months interest free which really helps me to budget for things that I wish to purchase. Reviewed on: 9th June 2026

Never ever any problems, transaction smooth and fast.

Never ever any problems, transaction smooth and fast. Great service Reviewed on: 9th June 2026

Very flexible and easy to use.

Very flexible and easy to use. Secures payments from many websites simple log in from phone etc. Reviewed on: 9th June 2026

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