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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (146561 reviews)

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4.73

Based on 146,526 reviews, last reviewed 30th Jun 2026

4397750% increase in 5 star reviews

in the past 90 days

12700% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Reliable and secure Easy to use, safer and accepted at many different retailers. Reviewed on: 30th June 2026

Latest lowest rating:

1

PayPal credit Very easy to apply for and use good to spread the cost of items Reviewed on: 30th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (146561)

Very good platform love using it

Very good platform love using it Reviewed on: 9th June 2026

Excellent service, great flexibility.

PayPal are an excellent company giving top class customer service always looking for ways to improve and create new options to suit everyone. Reviewed on: 9th June 2026

Pay pall trusted and reliable

I always feel safe when using pay pall. I can use it for anything that I purchase from any retailer. I have never had an issue with it. I trust pay pal it’s my first choice for purchasing online. Reviewed on: 9th June 2026

Works well, only signed up because of an offer

Works well, only signed up because of an offer Reviewed on: 9th June 2026

PayPal Credit Review

Got a 0% interest rate, which was nice. With direct debit it's hard to know exactly when the money will be taken out of my account Reviewed on: 9th June 2026

Quick helpful and reliable great service

Quick helpful and reliable great service Reviewed on: 9th June 2026

A great option to have

Easy to use, clear terms of use, makes you feel protected when making a purchase. Reviewed on: 9th June 2026

I’ve had no issues with PayPal.

I’ve had no issues with PayPal. The only annoyance for me is that when I pay money in from my bank account, it takes approx 7 days to reflect in the account. Reviewed on: 9th June 2026

PayPal credit is so easy - especially in how it link...

PayPal credit is so easy - especially in how it links to retailers. It is my preferred method of payment. Reviewed on: 9th June 2026

Convenient way to transfer money, offers PayPal 3 to...

Convenient way to transfer money, offers PayPal 3 to spread the cost of purchases which is very helpful for expensive buys, provides points when yo use PayPal Reviewed on: 9th June 2026

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