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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (146551 reviews)

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4.73

Based on 146,526 reviews, last reviewed 30th Jun 2026

4397750% increase in 5 star reviews

in the past 90 days

12700% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Reliable and secure Easy to use, safer and accepted at many different retailers. Reviewed on: 30th June 2026

Latest lowest rating:

1

PayPal credit Very easy to apply for and use good to spread the cost of items Reviewed on: 30th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (146551)

Ease of us

Ease of use with so many retailers and with that extra protection when paying online. Reviewed on: 9th June 2026

Always there when needed excellent service.

Always there when needed excellent service. Reviewed on: 9th June 2026

I use credit all the time to help me spread...

I use credit all the time to help me spread payments Reviewed on: 9th June 2026

Always brilliant service always good to deal with

Always brilliant service always good to deal with Reviewed on: 9th June 2026

Easy to use and manage!

Easy to use and manage! Makes day to day purchases easier. Reviewed on: 9th June 2026

Experience

My experience is good, it was ease to set it up, and ease to use. Reviewed on: 9th June 2026

Simple and handy

Clear and seamless interface. Credit options are useful. Reviewed on: 9th June 2026

Versatile and Different

Paypal is more versatile than other payment methods, easier to convert currencies, easier to split bills. The guarantee makes it secureto pay for ebay and FB marketplace goods and other online purchases as there is a guarantee Reviewed on: 9th June 2026

Flexible, but payments towards it can take time

Flexible, but payments to pay off are not instant and sometimes can take a week to reflect back as available credit. Reviewed on: 9th June 2026

It’s easy and convenient to use PayPal credit.

It’s easy and convenient to use PayPal credit. The only downside is that I cannot choose from standing payments which one to choose to pay or when there is a refund is still shown as a standing payment I need to make. Reviewed on: 9th June 2026

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