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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (146403 reviews)

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4.73

Based on 146,374 reviews, last reviewed 30th Jun 2026

4390750% increase in 5 star reviews

in the past 90 days

12700% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Great customer services Any time ive had to contact customer services my questions have been answered or appropriate advice given. My experience has been great. Reviewed on: 30th June 2026

Latest lowest rating:

1

PayPal credit Very easy to apply for and use good to spread the cost of items Reviewed on: 30th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (146403)

Always handy

Always handy if you’re close to payday but need something now like I have, mainly with equine items. Reviewed on: 9th June 2026

Makes life easier.

Makes life easier. Paying back is easy. Jyst live in Reviewed on: 9th June 2026

£40 off is a great offer.

£40 off is a great offer. Hopefully paying it off will be a simple process Reviewed on: 9th June 2026

Easy and convenient service

Very easy and convenient service Reviewed on: 9th June 2026

Easy to use efficient service great service

Easy to use efficient service and 4 months interest free feature. Reviewed on: 9th June 2026

It's good for what offers and does

It's good for what offers and does Reviewed on: 9th June 2026

PayPal always offers an easy to use method of paymen...

PayPal always offers an easy to use method of payment and gives the added reassurance of excellent customer service and security Reviewed on: 9th June 2026

I love PayPal I use it when I want to make big payme...

I love PayPal I use it when I want to make big payments that need to be secured, I can always rely on PayPal. Even if I need to make a purchase and I don’t have the funds now, I will use PayPal credit and the limit they have given me it is relatively quite well. Not only do they have that option they have several payment option which makes it flexible and that is what I like. Even with their PayPal credit you are given 4 months interest free which is amazing! I just love payment and will always use it as my choice of payment method. Reviewed on: 9th June 2026

Gives you breathing space when your wanting a little...

Gives you breathing space when your wanting a little luxury or in need of a replacement essential Reviewed on: 9th June 2026

Been very pleased I love the 4 months interest free...

Been very pleased I love the 4 months interest free on purchases Reviewed on: 9th June 2026

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