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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (146370 reviews)

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4.73

Based on 146,206 reviews, last reviewed 29th Jun 2026

4382850% increase in 5 star reviews

in the past 90 days

12600% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Secure and simple I find PayPal so simple and easy to use whilst also being very safe. Reviewed on: 29th June 2026

Latest lowest rating:

1

This is the worst lending service provider I have ev... This is the worst lending service provider I have ever used , every-time I tried to pay some off my debt it would take days and as soon as I didn’t ha... Read more Reviewed on: 29th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (146370)

PayPal. - the easy way.

I have never a moment’s worry when using PayPal. I also live the fact that I can easily spread payments over 3 or 4 months too. Reviewed on: 9th June 2026

Never had an issue since starting PayPalfor like 10...

Never had an issue since starting PayPalfor like 10 years. Always my go to payment method. Reviewed on: 9th June 2026

Paypal credit and pay in 3 help spread cost interest...

Paypal credit and pay in 3 help spread cost interest free Reviewed on: 9th June 2026

Easy to App, everything where you need it, easily ac...

Easy to App, everything where you need it, easily accessible. Reviewed on: 9th June 2026

Easy work

Everything is so easy and stresss free purchases. Reviewed on: 9th June 2026

Always helpful and straight forward to use for anyone.

Always helpful and straight forward to use for anyone. I will continue to use the service as I’ve had no issues with it before and always handy before payday! Reviewed on: 9th June 2026

The PayPal app is easy to use

The PayPal app is easy to use & gives you good payment options. I have used it hassle free for years. Reviewed on: 9th June 2026

PayPal Credit is an excellent way of spreading costs...

PayPal Credit is an excellent way of spreading costs without being charged interest. The App is extremely easy to use and the communication streams are appropriate and informative Reviewed on: 9th June 2026

PayPal service.

I use my PayPal card as well as using my online account to buy things and they both work very well. I pay my account on time and avoid interest being charged. Reviewed on: 9th June 2026

Paypal has excellent products that are simple and ca...

Paypal has excellent products that are simple and can really help customers but it lacks support features especially digitally to help customers manage their finances on the day to day. For example the credit card that let customers pay in interest free instalments is great but the customer has to manage the 4 months on their own, Paypal should offer features to help manage the 4 months so they don't miss on the payments. Reviewed on: 9th June 2026

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