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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (146335 reviews)

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4.73

Based on 146,206 reviews, last reviewed 29th Jun 2026

4382850% increase in 5 star reviews

in the past 90 days

12600% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Secure and simple I find PayPal so simple and easy to use whilst also being very safe. Reviewed on: 29th June 2026

Latest lowest rating:

1

This is the worst lending service provider I have ev... This is the worst lending service provider I have ever used , every-time I tried to pay some off my debt it would take days and as soon as I didn’t ha... Read more Reviewed on: 29th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (146335)

If i have a problem with a transaction they always h...

If i have a problem with a transaction they always help and try to resolve it. Reviewed on: 9th June 2026

Although I don't really need credit.

Although I don't really need credit. It's always good to slice payments up rather than splashing out all in 1 go. You can pay your minimum payments and if you want pay that lil extra per month to bring down total payments Reviewed on: 9th June 2026

Easy to manage online and varies ways off paying inc...

Easy to manage online and varies ways off paying including pay now, pay in 3 or interest free over 4 months Reviewed on: 9th June 2026

Very easy to use the online card to make purchases a...

Very easy to use the online card to make purchases and pay in insallments Reviewed on: 9th June 2026

Easy to pay and to get paid.

Easy to pay and to get paid. And known over the whole world, Reviewed on: 9th June 2026

Paypal has been brilliant with paying with Paypal de...

Paypal has been brilliant with paying with Paypal debit card Reviewed on: 9th June 2026

Excellent service

Excellent service lots of sites and choices Reviewed on: 9th June 2026

Convenient and easy to access services

Convenient and easy to access services Reviewed on: 9th June 2026

I bought vacations, I paid in installments, customer...

I bought vacations, I paid in installments, customer service is impeccable, you are the best Reviewed on: 9th June 2026

I can’t fault them in my experience

They have always been quick to respond, helpful and understanding. I can’t fault them in my experience. Reviewed on: 9th June 2026

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