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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (146229 reviews)

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4.73

Based on 146,206 reviews, last reviewed 29th Jun 2026

4382850% increase in 5 star reviews

in the past 90 days

12600% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Secure and simple I find PayPal so simple and easy to use whilst also being very safe. Reviewed on: 29th June 2026

Latest lowest rating:

1

This is the worst lending service provider I have ev... This is the worst lending service provider I have ever used , every-time I tried to pay some off my debt it would take days and as soon as I didn’t ha... Read more Reviewed on: 29th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (146229)

Simply the best and one of the first

Never had a bad experience with Paypal. Any issued always resolved in a timely manner. Reviewed on: 9th June 2026

All I can say is that ever time i call PAYPAL they r...

All I can say is that ever time i call PAYPAL they really are so helpful nothing is to much and most pleasant thanx team Reviewed on: 9th June 2026

Happy shopping

If I ever needed a refund it was so easy and they were very helpful also payments are so easy Reviewed on: 9th June 2026

Easy to use. Easy to Manage.

Paypal Credit is very easy to use and keep track of. Reviewed on: 9th June 2026

Great company.

Everything I have used PayPal for so far has been great from Crypto to Credit card. So easy to understand and use. Customer service was very helpful when I queried something I was not quite sure about. All in all PayPal is a smart choice. Reviewed on: 9th June 2026

I love the confidence you get by using Paypal

I love the confidence you get by using Paypal and the seamless way of paying and doing your information is secure Reviewed on: 9th June 2026

Excellent

Always used PayPal, easy to use and get useful notifications. Excellent service, never had any problems Reviewed on: 9th June 2026

Great way to pay

Lots of retailers accept and good way to spread payments interest free Reviewed on: 9th June 2026

The incredible PayPal credit!

At a time when you need money the most, PayPal credit is always readily available and their terms are fabulous. Further more they always keep you upto date with excellent communication. I love PayPal credit! Reviewed on: 9th June 2026

a really positive experience

Using PayPal Credit has been a really positive experience for me. It’s straightforward and easy to set up, and once you’re approved, you can start using it almost immediately for online purchases. What I like most is how flexible it is — especially the option to “Pay in 3,” which lets you split payments into smaller, manageable chunks without feeling stretched financially. The process is smooth at checkout, and everything is clearly laid out so you know exactly what you’re paying and when. It’s also helpful to have the option of longer-term credit for bigger purchases, which can make things more affordable over time if you budget properly. Overall, it’s a convenient and user-friendly way to spread the cost of purchases without hassle, and it gives a bit more breathing room compared to paying everything upfront. Reviewed on: 9th June 2026

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